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  • Health Savings Account (HSA)

    Health Savings Account
    Tiers Dividend Rate* Annual Percentage Yield*
    $0.01 to $2,500 0.499% 0.50%
    Balance over $2,500 0.598% 0.60%

    Tech CU's Health Savings Account offers a tax advantage** to help offset rising health care expenses by providing you with an incentive to help pay medical deductible expenses.

    With our free Bill Pay for HSAs, you can manage your HSA and medical bills from your home computer:

    • Set up automatic payments for recurring medical bills with set amounts
    • Make one-time payments for bills with fluctuating payment amounts
    • Transfer funds between your HSA and other Tech CU Accounts
    • Create a personal database of your payees
    • Review, change or cancel upcoming scheduled payments
    • View your payment history online or download it onto a spreadsheet
    • Avoid late charges on payments

    In order to take advantage of a Tech CU HSA, you must first have HSA-eligible health insurance.

    Did you know you can grow your savings with a Tech CU HSA?

    Earn 0.50% APY* on the first $2,500 contributed. Enjoy other convenient features including:

    • $5 minimum opening balance
    • Debit Card access
    • Separate CheckCard
    HSA Service Charges and Fees***
    Fee Type Amount
    Monthly Maintenance Fee $2; waived for first 6 months and thereafter with monthly average balance of $100
    CheckCard Replacement Fee $5 each
    Account Adjustment Fee $20 per each occurrence
    Outgoing Transfer Fee $20
    Personalized Checks Available upon request. Standard printing charges apply.

    How to open a Tech CU HSA

    New Members

    Set up your new HSA online (note: you'll also need to set up a savings account for membership).

    For any questions regarding our Tech CU HSA program please contact us at (408) 451-9111 or
    (800) 553-0880.

    Apply Online > >

    Current Members

    Set up your HSA by following the new member steps, or:

    • Follow the HSA Service Center's step-by-step process
    • Print forms provided
    • Include a legible copy of your identification (Driver License or Passport)
    • If you are not already a member of Tech CU, enclose a $25.00 check to establish your membership
    • Submit the paperwork to a local Tech CU Financial Center, or mail it to the address below
    • Technology Credit Union
      Attn: HSA/IRA Department
      2010 North First Street
      San Jose, CA 95131

    For any questions regarding our Tech CU HSA program please contact us at (408) 451-9111 or
    (800) 553-0880.


    * Dividends are compounded and paid on the last day of the month. APY = Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. Rate as of 2/1/2014.

    ** Please consult a tax advisor.

    *** Rates/Programs effective 2/1/2014 and are subject to change without notice.