• How We Compare

    Bank where you’re a name, not a number.

    First and foremost, we're a not-for-profit that exists solely for the benefit of our members. Instead of paying profits to stockholders, we invest our resources to deliver lower loan rates, low fees and outstanding, personalized service.

    And, while we are small enough to provide the service you need, we also offer all the access and convenience you'd expect of a big bank:

    • Competitive rates and a full suite of loans and products for all of your financial needs.
    • Convenient 24/7 Access - Free Online Banking including budgeting tools and customizable alerts. Plus, Mobile Banking offering free Mobile Deposit.
    • Over 85,000 fee-free ATMs worldwide - More than Chase, Wells Fargo and Bank of America combined.
    • Free credit score and monitoring - Exclusive offers just for you.
    • Space you can use - Reserve a conference room or hoteling station at one of our branches for personal use.
    • Easy online appointment booking - Meet with in-house experts (savings, loans, investments and more).
    • No more waiting on hold - Skip our phone menu and have us call you back with our Call Me service.
    • Tech Live Connect - Video conferencing at our San Jose, Fremont or San Francisco branches with a financial advisor or mortgage consultant.

    You've got better things to do than worry about your money. Let us help you manage your financial life. We've got your best interests at heart.

    Fee comparisons

    Fee or Service Charge Type Tech CU Bank of America Wells Fargo Chase US Bank
    Checking
    Monthly Minimum Service Charge $01 $4.95 - $25 $5 - $35 $0 - $35 $6.95
    Savings
    Monthly Minimum Balance Fee No Fee $8 $5 - $12 $5 - $25 $4 - $10
    Excess Withdrawal Fee or Reg D** No Fee $0 - $10 $0 $0 $0
    ATM & Debit Cards
    ATM Balance Inquiry (Foreign ATM) No Fee $5 $2.50 $3 $2.50
    Non-Tech CU ATM Transaction Fee No Fee $5 - $10 $2.50 $3 $2.50
    ATM Surcharge - Non-Member Foreign $3 $5 $5 $3 - $5 $2.50
    Transactions
    Stop Payment Checks $0 $30 $31 $25 - $30 $35
    Wire Transfer - Incoming No Fee $15 $15 $15 $15
    Wire Transfer - Domestic Outgoing $0 or $152 $45 $30 $25 - $35 $35
    Overdraft Transfer Fee No Fee $12 $12.50 $10 $12
    Insufficient Funds (NSF Fee) $20 $35 $35 $34 $31 - $35
    Insufficient Funds - Paid item (NSF Fee) $20 $35 $35 $34 $31 - $35
    Official or Corporate Checks No Fee $10 $10 $8 $10
    Telephone Service Inquiries or Transaction No Fee N/A $2 N/A N/A

We’re Here To Help

By Phone

Call us anytime
800-553-0880

New loan inquiries
877-988-0471

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