NOTICE: Tech CU will be closed Thursday and Friday, November 26 & 27. We will re-open on Saturday, November 28. We wish you and your family a happy and safe Thanksgiving! Our San Francisco branch is temporarily closed due to shelter in place guidelines. The following branches will be open after the holiday: Campbell, Cupertino, Dublin, Fremont, Milpitas, Palo Alto, San Jose, Santa Teresa, and Sunnyvale. Branch ATMs remain operational. Click here for branch locations and hours.

  • How We Compare

    Bank where you’re a name, not a number.

    First and foremost, we're a not-for-profit that exists solely for the benefit of our members. Instead of paying profits to stockholders, we invest our resources to deliver lower loan rates, low fees and outstanding, personalized service.

    And, while we are small enough to provide the service you need, we also offer all the access and convenience you'd expect of a big bank:

    You've got better things to do than worry about your money. Let us help you manage your financial life. We've got your best interests at heart.

    Fee Comparisons*

    FEE/SERVICE CHARGE TYPE

     

    Tech CU

     

    Bank of America

     

    Wells Fargo

     

    Chase

     

    Bank of the West

     

    Checking

     
    Monthly Minimum Service Charge 1 $0 - $6   $12 - $25 $10 - $15 $0 - $35 $10 - $25

    Savings

     
    Monthly Minimum Balance Fee No Fee   $5 - $8 $5 - $12 $5 - $20 $5 - $15
    Excess Withdrawal Fee/Reg D** No Fee   $10 $15 $5 $15

    ATM & Debit Cards

     
    ATM Balance Inquiry (Foreign ATM) No Fee   $5.00 $2 $2.50 $2.50
    Non-Tech CU ATM Transaction Fee No Fee   $2.50 $2.50 $2.50 $2.50
    ATM Surcharge - Non-Member Foreign $3   $5.00 $2.50 $5.00 $2.50

    Transactions

     
    Stop Payment Checks $15   $30 $31 $25 - $30 $35
    Wire Transfer - Incoming No Fee   $15 $15 $15 $15
    Wire Transfer - Domestic Outgoing 2 $0 or $20   $45 $30 $25 - $35 $35
    Overdraft Transfer Fee No Fee   $12 $12.50 $10 $12
    Insufficient Funds (NSF Fee) $28   $35 $35 $34 $31 - $35
    Insufficient Funds - Paid item (NSF Fee) $28   $35 $35 $34 $31 - $35
    Official/Corporate Checks $5   $10 $10 $8 $10
    Telephone Service Inquiries/Transaction No Fee   N/A $2 N/A N/A
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We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

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We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
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