• How We Compare

    First and foremost, we're a not-for-profit that exists solely for the benefit of our members. Instead of paying profits to stockholders, we invest our resources to deliver lower loan rates, low fees and outstanding, personalized service.

    Fee comparisons

    Fee or Service Charge Type Tech CU Bank of America Wells Fargo Chase US Bank
    Checking
    Monthly Minimum Service Charge $01 $4.95 - $25 $5 - $35 $0 - $35 $6.95
    Savings
    Monthly Minimum Balance Fee No Fee $8 $5 - $12 $5 - $25 $4 - $10
    Excess Withdrawal Fee or Reg D** No Fee $0 - $10 $0 $0 $0
    ATM & Debit Cards
    ATM Balance Inquiry (Foreign ATM) No Fee $5 $2.50 $3 $2.50
    Non-Tech CU ATM Transaction Fee No Fee $5 - $10 $2.50 $3 $2.50
    ATM Surcharge - Non-Member Foreign $3 $5 $5 $3 - $5 $2.50
    Transactions
    Stop Payment Checks $0 $30 $31 $25 - $30 $35
    Wire Transfer - Incoming No Fee $15 $15 $15 $15
    Wire Transfer - Domestic Outgoing $0 or $152 $45 $30 $25 - $35 $35
    Overdraft Transfer Fee No Fee $12 $12.50 $10 $12
    Insufficient Funds (NSF Fee) $20 $35 $35 $34 $31 - $35
    Insufficient Funds - Paid item (NSF Fee) $20 $35 $35 $34 $31 - $35
    Official or Corporate Checks No Fee $10 $10 $8 $10
    Telephone Service Inquiries or Transaction No Fee N/A $2 N/A N/A

    *Source: Competitor websites as of July 2023

    **This fee may be charged when you exceed 6 non-personal withdrawals.

    1 Our Basic Checking account is free. Our Interest Checking account is free.

    2 Fee is waived for Premier and Private Banking members.

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800-553-0880

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877-988-0471

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