• Member Benefits

    At Tech CU, we focus on you and your unique financial needs. As a not-for-profit credit union, we do not have stockholders. This means we re-invest in you through great rates, award-winning service, and many other benefits. Take a look!

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    • Great Rates – We re-invest in our members! See our rates in California, Idaho, Texas, and other states.
    • No Fees Whenever Possible – Get the products and services of a bank, without the fees. See all the zeros on our Schedule of Fees.
    • Tech CU Virtual Branch – Use our award-winning virtual service and consult with a knowledgeable banker to assist you with your banking needs.
    • Breadth of Banking Services – Tech CU offers a full range of banking services including Personal Banking, Wealth Management, Private Banking, Business Banking, and Asset-Backed and Commercial Lending. We can help you with your unique financial goals.
    • Over 85,000 Fee-Free ATMs Worldwide - That's more than Chase, Wells Fargo and Bank of America combined! Find an ATM near you.
    • Easy Pre-ApprovalsContact us to get a pre-approval for a home or a car.
    • Insurance – From pet insurance for Spot, to event insurance for your big day, to visitors’ insurance when your parents come for the wedding, you can get great rates as a member of Tech CU. Learn more about insurance benefits.
    • Credit Management – Members receive several free credit management tools.
      • Control your budget - Use Card Manager to turn your card on or off, set spending limits, merchant types, locations and more.
      • Free credit score & monitoring - Exclusively for members, get your free credit score and free credit monitoring along with special savings and customized offers for auto, personal and home loans.
      • VISA Credit Cards – Whether you want a regular card or a Sharks card, you’ll never pay an annual fee or a foreign transaction fee. Learn more about Tech CU’s VISA credit cards. Tech CU offers Mortgages, HELOCs, Personal Loans, Vehicle Loans
    • Support for Buying a Car – We offer easy pre-approvals, free research tools, and great auto loan rates.
      • Vehicle research tools - We've partnered with AutoSMART to provide research and buying tools designed to help you find the right vehicle at the right price.
      • Tech Car Shopper - Our free car buying service takes the hassle out of buying a car. We do the research to find a competitive price and can even have the car delivered to your home or office in most cases. (Only available in California.)
      • Great rates – Check out our auto loan rates in California, Idaho, Texas, and other states.
    • Many Ways to Bank – Bank anytime and anywhere in the world
      • Convenient 24/7 access - Our free Online Banking includes budgeting tools and customizable alerts. Plus Mobile Banking offers Mobile Deposit.
      • Make an appointment - We provide easy online appointment booking with our in-house experts (Personal Banking, Mortgage, Wealth Management and Consumer loans). Meet in our Virtual Branch or at a physical location.
      • We'll Call You - No more waiting on hold! Use our Call Me feature and we'll call you back during normal business hours.
      • Visit a branchLocate a branch.
    • Credit-Building Products – Whether you’re just getting started, or getting a new start in life, we offer credit and loan products to get you on your way.  
    • Relationship Rewards - The more you bank with us, the more perks you get. Learn about our Relationship Rewards Program
    • Space you can use - Reserve a conference room or hoteling station at one of our branches for personal use.
    • Remote Home Loan Signing - We know how overwhelming buying a home can be. That's why we bring your loan papers directly to you - at your convenience.
    • Calculators – If you want to understand the impact of a 15yr mortgage vs a 30 yr mortgage, or how much you can save by paying off your car, or how much you’ll need to be financially secure, we have a calculator for that!
    • Special Benefits for Employees - If you work for a member company, you get even more benefits. Learn about the Tech CU @ Work Program and find out if you qualify.

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