Relationship Rewards is a program that rewards you for doing business with us. The more you have with Tech CU through your combined deposit, loan, and investment balances, the more benefits you receive. Check our Relationship Rewards chart for details.
Relationship Rewards consists of three Relationship Levels—Preferred, Preferred Plus, and Premier. To make it easier to qualify for the highest possible Relationship Rewards level, you can link together the account balances of your household.
During the last week of every statement period, we obtain the outstanding balances on your Tech CU fixed-term loans (real estate, vehicle, etc.), your Tech CU VISA® Credit Card and the balance in your Cetera brokerage account(s)*. On the last day of each statement period, we obtain the average daily balances in your Tech CU Membership Share, Share Draft (Checking), Share Certificate, Insured Investment, Money Market Plus and IRA accounts and the balance(s) outstanding on your other Tech CU lines of credit. We add all those balances together to determine your Relationship Rewards balance level for that statement period.
If your balances increase to an amount that elevates you to a higher rewards level, you will enjoy all the benefits of that level beginning with the next statement period. If your balances drop to an amount that places you in a lower level, your level will not change until the end of the next month.
Each month your Relationship Rewards level will be displayed on your account statement and on your Online Banking account summary page.
New members receive all the benefits listed under the Preferred level for the first three months after membership is opened. Beginning the fourth month, all of your Tech CU accounts will be added together. This aggregate sum will then place your Relationship with Tech CU within the appropriate Relationship level.
Combine the balances of all Tech CU members in your household together and possibly enjoy the benefits of a higher Relationship level! If two or more members of your household are Tech CU members, with your consent, we can combine the total balances of all Tech CU members in your household, possibly placing your entire household in a higher Relationship tier. Householding Details & Consent Form
* Securities, insurance products and advisory services are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Investments are: • Not FDIC/NCUSIF insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency. Cetera is not affiliated with the financial institution where investment services are offered.
Financial Professionals are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this email is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.
For specific tax advice, please contact a qualified tax professional. Neither Cetera Investment Services nor any of its representatives may give tax advice.
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