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  • Preferred Plus Level

    Combined Deposit, Loan, and Investment Balances of $25,000 to $99,999.99

    Level Benefits:

      Preferred Plus
    Month-end combined Deposit, Loan, and Investment Balances $25,000 to $99,999.99
    Membership Share Savings Requirements No monthly fee
    Minimum balance $25 (Par Value)
    Basic Checking Requirements No monthly fee
    No minimum balance
    No direct deposit required
    Interest Checking Requirements No monthly fee
    No minimum balance requirement
    No direct deposit required
    Insured Investment Savings Requirements $6 monthly fee waived with minimum daily balance of $2,500
    Branch, Call-24 Phone Banking and Contact Center Transactions No charge
    Verification of Deposit and Account Verification Letters $10
    Initial Financial Planning Consultation No charge
    Visa CheckCard Transactions/POS No charge
    Non-Tech CU ATM, Allpoint or CO-OP ATM Transactions No charge
    Rebates on ATM Surcharges1 Up to $1.50 rebated per surcharge imposed by the other institution, to a maximum rebate of $10 per month for the host’s ATM charge
    Daily ATM Withdrawal Limits $1,000
    Daily POS Purchase Limits $7,500
    Daily VISA CheckCard Purchase Limits $7,500
    Overdraft Protection2 No charge
    Bill Pay and Online Banking with Security Protection No charge
    eStatements and eNotifications No charge
    Official Checks No charge
    Money Orders No charge
    Travelers Cheques No charge
    Travelers Cheques for Two No charge
    Check Orders Free Tech CU Logo Checks (2 boxes per year)
    Domestic Incoming and Outgoing Wire Transfers $20 for outgoing
    $15 for incoming
    Account Research $25 (minimum) per hour
    NSF Fee $28—no maximum

    1 Surcharges are usage fees, applied by Tech CU for use of non Tech CU or Network (COOP of Allpoint) ATMs.  Non Network ATM providers may charge their own fees, which are not rebated. Surcharge rebates are credited to your Tech CU checking account on the last day of each statement period.
    2No charge for transfers from a designated overdraft protection source. If you do not have a designated overdraft protection source or if your overdraft source lacks funds, Tech CU can elect to pay items that would overdraw your account under our overdraft protection (courtesy pay) service. NSF fees apply. You need to opt in to use our overdraft protection service (courtesy pay) for your ATM and every day debit card transactions.

    Fees and charges are subject to change. See the Schedule of Fees & Charges brochure for fee information.

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