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  • Tech CU Credit Cards for Members

    Safe and secure with no annual fee and no foreign transaction fees - we have the card for you!

    Tech CU offers the Visa Signature Card and the Visa Classic Card, both with great low rates for our members. The Visa Classic Card comes in two forms: the regular credit card or the secured credit card.

    You can also choose between a traditional design or our San Jose Sharks card! If you already have a Tech CU Visa Card and want to switch designs, please call 877-988-0471, make a Virtual Branch appointment, or visit a branch.

    All Tech CU cards provide security, easy access, low rates, and Tech CU’s amazing service.

    Learn more about Idaho credit cards here.

    Learn more about Texas credit cards here. 

  • Benefits

      Visa Signature®

    Tech CU Visa Signature Credit CardTech CU Visa Classic Sharks Credit Card

    Apply Now    		 Visa Classic®

    Tech CU Visa Classic Credit CardTech CU Visa Classic Sharks Credit Card

    Apply Now    		 Visa Classic® (Share Secured)

    Tech CU Visa Classic (Share Secured) Credit CardTech CU Visa Classic Sharks Credit Card

    Apply Now
    Card Benefits Earn 1.25 Rewards Points for every $1 spent on purchases, redeemable for travel, cash, merchandise and more! Our lowest available interest rate among all Tech CU credit cards. Establish or rebuild your credit
    Additional Visa Benefits
    • Auto Rental Collision
    • $5,000 Trip Cancellation
    • $15,000 Personal ID Theft coverage
    • Warranty Manager Service
    • Travel & Emergency Assistance Service
    • Luxury golf and tennis experiences through Troon.
    • Special offers and discounts through Visa Offers + Perks

    Additional Visa benefits not offered on this card.

    Additional Visa benefits not offered on this card.
    Special Sharks/Barracuda Benefits Sharks/Barracuda ticket discounts

    Early entrance to SAP Center & Tech CU Arena on game days (15 minutes early)    		 Sharks/Barracuda ticket discounts

    Early entrance to SAP Center & Tech CU Arena on game days (15 minutes early)     		Sharks/Barracuda ticket discounts

    Early entrance to SAP Center & Tech CU Arena on game days (15 minutes early)
    Card Manager ✓ ✓ ✓
    Chip-enabled ✓ ✓ ✓
    Overdraft Coverage for Checking ✓ ✓ ✓
    Automatic Payment Options ✓ ✓ ✓

  • Rates & Fees

    Today's rates. Subject to change without notice.

    Visa Signature®Visa Classic®Visa Classic® (Share Secured)
    Annual Percentage Rate (APR) for Purchases and Balance Transfers and Cash Advances14.15% - 25.15%12.15% - 23.15%23.15%
    Annual Fee$0 $0 $0
    Foreign Transaction Fee$0 $0 $0
    Cash Advance Fee/Balance Transfer Fee3% of advance amount ($10 minimum)3% of advance amount ($10 minimum)3% of advance amount ($10 minimum)
    Effective Date07/01/202507/01/202507/01/2025

  • Visa Checkout  Make fast and easy online purchases when you enroll in Visa Checkout. Register your Tech CU Visa Debit or Credit Card for instant access while you shop.

  • *Not yet a member? Become a member now and enjoy great rates and other benefits of membership! Please note: Membership is not required to apply for a loan, but it will be required to complete your application upon approval.

    Join Tech CU

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800-553-0880

New loan inquiries
877-988-0471

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