• The Difference Tech Capital Makes

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  • The Tech Capital Difference

    Asset-Based Loan structures with Borrowing Base Certificates and line sizes from $500M up to $20MM

    We can offer a wide range of funding options depending on your needs. With us, you can make sure to get the resources you need to keep operating well.

    Highly competitive pricing

    As an independent lender owned and funded by Technology Credit Union, our rates are lower than most other independent lenders.

    No Financial Covenants

    Tech Capital does not have any restrictive financial (ratio) covenants.

    Flexible structures to create extra availability for our clients

    We provide tailored loan structures based on your current situation.

    Nationwide footprint

    We’re headquartered in California, but we work with partners all across the country. It doesn’t matter where you are, we can help meet your financial needs.

    Accounts Receivable & Inventory Revolvers with Machinery & Equipment Term Loans

    Revolving Lines of Credit include financing of eligible accounts receivable and inventory.

    Machinery & Equipment term loans can be added to a revolver to increase working capital availability.

    Over-advance lending capabilities for seasonal or operational needs

    We can provide over-advances beyond availability to support seasonality, growth, and/or other unique needs that may arise throughout the year.

  • Funding Case #1: $7,500,000

    to an East Coast based company offering direct-to-digital marketing services with a $2.5MM subline on earned, but unbilled receivables to support rapid growth.

    Funding Case #2: $4,000,000

    to a West Coast based tire manufacturer with a 75% customer concentration with 35% cross-aging, giving the company more availability and better rates than their prior lender to take advantage of business expansion opportunities.

    Funding Case #3: $1,000,000

    to an IT contract staffing company with 85% customer concentration and extended eligibility on invoices up to 120 days to support ongoing working capital needs.

    Funding Case #4: $1,000,000

    to a supplier of custom precision sheet metal, machining prototyping and electromechanical assembly services to support ongoing working capital needs of a newly acquired business and for future anticipated growth.

    Funding Case #5: $3,000,000

    to a company that provides construction related cleaning, window treatments and general maintenance for both commercial and residential developers to replace a more expensive prior lending relationship that increased margins and helped expand sales.

    Funding Case #6: $5,000,000

    to an IT contract staffing/consulting firm and a subline on earned, but unbilled receivables that included a large over-advance at initial funding that replaced prior banking relationship who wanted to exit due to covenant violations.

    Funding Case #7: $1MM

    to a 3rd generation family-owned mattress manufacturer who was forced to exit prior bank lending relationship due to covenant violations.

    Recent Fundings

  • CA License#: 60DBO-44780
    NMLS ID: 2342881

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