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  • Multi-Family and Mixed-Use Lending

    Let Tech CU help you finance, refinance, or borrow against the equity in your 5+ unit non-owner occupied property.

    Multi-Family Loans

    Choose one of Tech CU's investment loan options and experience our smooth, swift lending process with first-class customer service. Contact a Tech CU Mortgage Consultant to learn more about our offerings:

    • 1-year, 3/1, and 5/1 ARM loans available
    • NEW! 1-year, 3/1 and 5/1 interest-only ARM loans available
    • Purchase and refinance loans with cash out
    • Attractive rates and terms
    • 1031 Exchanges

    Multi-Family Lines of Credit

    Use the equity in your apartment to remodel your units or expand your investment. This standalone line of credit is perfect for improving cash flow, remodeling or purchasing new investments at favorable terms:

    • Lines up to $750,000
    • Interest-only payments
    • No pre-payment fee

    If you're interested in applying or would like to receive more information on this product, contact a
    Tech CU Mortgage Consultant.  


    Ideal for investors looking to purchase a building that includes apartment units and retail space. Tech CU's Mixed-Use lending program offers financing up to $7.5 million on properties with five or more units:

    • Up to 75% LTV
    • Adjustable rates at a 15-year term
    • Number of commercial units cannot exceed 25% of the total number of units
    • Financing available for properties in California

    For more information, please contact a Business Banking Specialist at (800) 448-1467.


    Certain restrictions apply and subject to change without notice. All loans require Tech CU membership. Credit application subject to Tech CU’s underwriting requirements.