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  • Health Savings Account (HSA)

    Health Savings Account
    Tiers Dividend Rate* Annual Percentage Yield*
    $0.01 to $2,500
    Balance over $2,500

    Designed to offset out-of-pocket health care costs, Health Savings Accounts offer a great way for self-employed professionals or employers with a high-deductible health plan (HDHP) to manage health expenses with pre-tax funds.

    Save fast with a Tech CU HSA!

    You or your employees can earn 0.50% APY* on the first $2,500 in contributions and benefit from the many great features available through this account!

    • No maintenance, transfer, rollover, or termination fees
    • $5 minimum opening balance**
    • Free Online Banking account management
    • Free CheckCard and free checks

    For more information, visit the HSA Service Center.

    How to open up a Tech CU HSA

    1. Follow the step-by-step process in the HSA Service Center
    2. Print the forms provided in the process.
    3. Submit the paperwork to a local Tech CU Financial Center or mail it to the address below:

    Technology Credit Union

    Attn: HSA/IRA Department
    2010 North First Street
    San Jose, CA 95131

    If you’re self-employed or an employer with a HDHP, you’re eligible to open up an HSA! Contact our Member Outreach Division at: (408) 437-3758.

    Please consult a tax advisor.
    *Dividends are compounded and paid on the last day of the month. APY = Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.  Rate as of 2/1/2014.
    **$5 minimum opening deposit. There is a 20% IRS penalty on non-qualified withdrawals.

    Your savings are federally insured up to at least $250,000 by the National Credit Union Administration, a U.S. Government agency