Estate planning involves not only the planning, preservation and transfer of your financial assets, but also the protection of those assets to help maintain financial security for your loved ones.
It is vital to have a basic estate plan in place regardless of your net worth. It helps to ensure that your family is taken care of according to your wishes, in an orderly way, and that your financial goals are met in the event of your incapacity or death.
It is usually best to start with an inventory of your assets — which can include investments, real estate and insurance policies.
When putting together an estate plan, you’ll want to think about the potential impact of both federal and state taxes.1 Trusts can be structured to serve a variety of purposes, and can reduce your estate and gift taxes while permitting assets to be distributed to your heirs without the cost, delay and publicity of probate court.
For more information, call us at (800) 851-8549, set up an appointment or use our contact form. You can expect a response in the next 24 hours.
The Advanced Planning Group, through Cetera Investment Services, can support sophisticated planning requirements with solutions across a broad spectrum of wealth transfer and estate planning issues.
The Advanced Planning Group is also available to work directly with your other professional advisors to assist in complex planning matters that call for partnership with your CPA and attorney.
Through our extensive professional network, we offer resources such as: local estate planning attorneys who can draft your estate planning documents and CPAs who can serve on your financial team.
For more information, call us at (800) 851-8549, set up an appointment or use our contact form. You can expect a response within 1-2 business days.
1For specific tax advice, please contact a qualified tax professional. Neither Cetera Investment Services nor any of its representatives may give tax advice.
*Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with Technology Credit Union. Investments are: • Not FDIC/NCUSIF insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency. FINRA Registered Branch: 2010 N. First Street, Suite 500, San Jose, CA 95131
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