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    Consumer Loan Rate Sheet

    Rates are subject to change without notice.

  • New Vehicles

    Term1Minimum Loan Amount2Annual Percentage Rate3Example: Payment per $1,0004Effective Date
    12 - 36 months$5,0005.99% - 14.99%$34.66 04/01/2024
    37 - 48 months$5,0006.24% - 15.24%$27.95 04/01/2024
    49 - 66 months$5,0006.49% - 15.49%$22.60 04/01/2024
    67 - 72 months$15,0006.99% - 15.99%$21.69 04/01/2024
    73 - 84 months$25,0007.84% - 9.34%$16.26 04/01/2024
  • Used Vehicles

    Term1Minimum Loan Amount2Annual Percentage Rate3Example: Payment per $1,0004Effective Date
    12 - 36 months$5,0006.24% - 15.49%$34.91 04/01/2024
    37 - 48 months$5,0006.49% - 15.74%$28.21 04/01/2024
    49 - 66 months$5,0006.74% - 15.99%$22.87 04/01/2024
    67 - 72 months$15,0007.24% - 16.49%$21.96 04/01/2024
    73 - 84 months$25,0008.09% - 9.59%$16.39 04/01/2024
  • New Motorcycles

    Term1Minimum Finance Amount2Annual Percentage Rate3Example Payment per $1,0004Effective Date
    24 - 60 months$10,0009.74% - 18.49%$25.6604/01/2024
  • Credit Cards

    Visa Signature® not currently offeredVisa Classic®Visa Classic® (Share Secured)
    Annual Percentage Rate (APR) for Purchases and Balance Transfers and Cash Advances15.15% - 26.15%13.15% - 24.15%24.15%
    Annual Fee$0 $0 $0
    Foreign Transaction Fee$0 $0 0.00%
    Cash Advance Fee/Balance Transfer Fee3% of advance amount ($10 minimum)3% of advance amount ($10 minimum)3% of advance amount ($10 minimum)
    Effective Date04/15/202404/15/202404/15/2024
  • Personal Line of Credit

    TypeCredit Limit AmountAnnual Percentage RateRate TypeEffective Date
    Revolving$1,500 - $50,00015.50% - 29.50%Variable04/01/2024
  • Personal Loan

    Term1Annual Percentage Rate2Loan Amount3Example Payment per $10004Effective Date
    24-72 months11.49% - 27.49%$1,500 - $50,000$28.48 04/01/2024
  • 2010 North First Street | San Jose, CA 95131 | (800) 553-0880

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800-553-0880

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