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    Business Account Rate Sheet

    The following dividend rates, yields and minimum balances apply to business accounts. Please refer to the Business Member Handbook for additional account information.

    Business Savings (Share) Accounts

    TIERED EARNINGS

    $25.00 minimum balance to open, maintain account and earn dividends.

  • Balance TiersDividend RateAnnual Percentage YieldEffective Date
    $25.00 to $2,499.990.200%0.20%05/01/2025
    $2,500.00 and above0.200%0.20%05/01/2025
  • Business Money Market Plus Accounts

    TIERED EARNINGS

    $2,500.00 minimum balance to open account and earn dividends. $0.01 minimum balance to maintain account.

  • Balance TiersDividend RateAnnual Percentage YieldEffective Date
    $0.01 - $2,499.990.000%0.00%05/01/2025
    $2,500.00 - $24,999.990.499%0.50%05/01/2025
    $25,000.00 - $49,999.990.847%0.85%05/01/2025
    $50,000.00 - $99,999.99*0.995%1.00%05/01/2025
    $100,000.00 - $149,999.99*1.243%1.25%05/01/2025
    $150,000.00 - $299,999.99*1.490%1.50%05/01/2025
    $300,000.00 - $499,999.99*1.884%1.90%05/01/2025
    $500,000.00 - $999,999.99*1.933%1.95%05/01/2025
    $1,000,000.00 and above*2.031%2.05%05/01/2025
  • Business Checking (Share Draft) Accounts

    $100.00 minimum balance to open a Business Checking Account.

    $0.01 minimum balance required to earn dividends on Business Interest Checking Accounts.

  • Account TypesDividend RateAPYEffective Date
    Basic CheckingN/AN/AN/A
    Interest Checking0.100%0.10%05/01/2025
  • Business Liquid Certificate

    Business Liquid Certificates offer members a choice of three short-term certificates (3, 4 and 5-month terms) at a competitive rate while providing easy and flexible access to the Certificate deposit.

    • Minimum Opening balance of $95,000 in “new to Tech CU”** money.
    • Additional money can be deposited at any time during the term.
    • Funds can be withdrawn without penalty six days after certificate opening. However, a minimum of $95,000 must be maintained in the account.
    • One withdrawal per calendar month may be made during the term of the Certificate if it is made six days apart from any previous withdrawal, irrespective of the month in which the withdrawal is being made.
  • Business Liquid Certificate Rates

    TermDividend RateAnnual Percentage YieldEffective Date
    3 Month3.698%3.75%05/01/2025
    4 Month3.704%3.75%05/01/2025
    5 Month3.710%3.75%05/01/2025
  • Open your Certificate today! Visit a Branch or contact our Cash Management Services line @ 408-441-4752.

    Business Certificates

    $1,000.00 minimum balance to open a Business Certificate.

  • TermDividend RateAnnual Percentage YieldEffective Date
    3 Month3.941%4.00%05/01/2025
    5 Month3.954%4.00%05/01/2025
    6 Month3.961%4.00%05/01/2025
    9 Month3.733%3.75%05/01/2025
    10 Month3.738%3.75%05/01/2025
    12 Month3.698%3.75%05/01/2025
    15 Month3.698%3.75%05/01/2025
    17 Month*3.698%3.75%05/01/2025
    18 Month3.698%3.75%05/01/2025
    18 Month Raise My Rate**3.211%3.25%05/01/2025
    24 Month3.455%3.50%05/01/2025
    24 Month Raise My Rate**2.967%3.00%05/01/2025
    36 Month3.455%3.50%05/01/2025
    48 Month3.455%3.50%05/01/2025
    60 Month3.601%3.65%05/01/2025
  • Business Jumbo Certificates

    $95,000.00 minimum balance to open a Business Jumbo Certificate

  • TermDividend RateAnnual Percentage YieldEffective Date
    15 Day0.300%0.30%05/01/2025
    1 Month0.349%0.35%05/01/2025
    2 Month0.449%0.45%05/01/2025
    3 Month3.941%4.00%05/01/2025
    5 Month3.954%4.00%05/01/2025
    6 Month3.961%4.00%05/01/2025
    9 Month3.733%3.75%05/01/2025
    10 Month3.738%3.75%05/01/2025
    12 Month3.698%3.75%05/01/2025
    17 Month*3.698%3.75%05/01/2025
    18 Month3.698%3.75%05/01/2025
    18 Month Raise My Rate**3.211%3.25%05/01/2025
    24 Month3.455%3.50%05/01/2025
    24 Month Raise My Rate**2.967%3.00%05/01/2025
    36 Month3.455%3.50%05/01/2025
    48 Month3.455%3.50%05/01/2025
    60 Month3.601%3.65%05/01/2025
  • 2010 North First Street | San Jose, CA 95131 | (800) 553-0880

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