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    Business Account Rate Sheet

    The following dividend rates, yields and minimum balances apply to business accounts. Please refer to the Business Member Handbook for additional account information.

    Business Savings (Share) Accounts

    TIERED EARNINGS

    $25.00 minimum balance to open, maintain account and earn dividends.

  • Balance TiersDividend RateAnnual Percentage YieldEffective Date
    $25.00 to $2,499.990.200%0.20%04/01/2024
    $2,500.00 and above0.200%0.20%04/01/2024
  • Business Money Market Plus Accounts

    TIERED EARNINGS

    $2,500.00 minimum balance to open account and earn dividends. $0.01 minimum balance to maintain account.

  • Balance TiersDividend RateAnnual Percentage YieldEffective Date
    $0.01 - $2,499.990.000%0.00%04/01/2024
    $2,500.00 - $24,999.990.499%0.50%04/01/2024
    $25,000.00 - $49,999.990.847%0.85%04/01/2024
    $50,000.00 - $99,999.99*0.995%1.00%04/01/2024
    $100,000.00 - $149,999.99*1.243%1.25%04/01/2024
    $150,000.00 - $299,999.99*1.490%1.50%04/01/2024
    $300,000.00 - $499,999.99*1.884%1.90%04/01/2024
    $500,000.00 - $999,999.99*1.933%1.95%04/01/2024
    $1,000,000.00 and above*2.031%2.05%04/01/2024
  • Business Checking (Share Draft) Accounts

    $100.00 minimum balance to open a Business Checking Account.

    $0.01 minimum balance required to earn dividends on Business Interest Checking Accounts.

  • Account TypesDividend RateAPYEffective Date
    Basic CheckingN/AN/AN/A
    Interest Checking0.100%0.10%04/01/2024
  • Business Flextime Certificates

    $1,000.00 minimum balance to open a Business Flextime Certificate

  • TermDividend RateAnnual Percentage YieldEffective Date
    14 - 29 daysN/AN/AN/A
    1 monthN/AN/AN/A
    2 monthsN/AN/AN/A
    3 - 5 months2.231%2.25%04/01/2024
    5 Months4.929%5.00%04/01/2024
    6 - 8 months2.485%2.50%04/01/2024
    9 - 11 months2.741%2.75%04/01/2024
    10 months4.980%5.00%04/01/2024
    12 - 17 months3.455%3.50%04/01/2024
    15 months4.909%5.00%04/01/2024
    17 Months*4.909%5.00%04/01/2024
    18 - 23 months3.455%3.50%04/01/2024
    18 month Raise My Rate**3.455%3.50%04/01/2024
    24 - 35 months3.455%3.50%04/01/2024
    24 month Raise My Rate**3.455%3.50%04/01/2024
    36 - 47 months3.455%3.50%04/01/2024
    48 - 59 months3.455%3.50%04/01/2024
    60 months3.601%3.65%04/01/2024
  • Business Jumbo Certificates

    $95,000.00 minimum balance to open a Business Jumbo Certificate

  • TermDividend RateAnnual Percentage YieldEffective Date
    14 - 29 days0.300%0.30%04/01/2024
    1 month0.349%0.35%04/01/2024
    2 months0.449%0.45%04/01/2024
    3 - 5 months2.231%2.25%04/01/2024
    5 Months4.929%5.00%04/01/2024
    6 - 8 months2.485%2.50%04/01/2024
    9 - 11 months2.741%2.75%04/01/2024
    10 months4.980%5.00%04/01/2024
    12 - 17 months3.455%3.50%04/01/2024
    17 Months*4.909%5.00%04/01/2024
    18 - 23 months3.455%3.50%04/01/2024
    18 month Raise My Rate**3.455%3.50%04/01/2024
    24 - 35 months3.455%3.50%04/01/2024
    24 month Raise My Rate**3.455%3.50%04/01/2024
    36 - 47 months3.455%3.50%04/01/2024
    48 - 59 months3.455%3.50%04/01/2024
    60 months3.601%3.65%04/01/2024
  • 2010 North First Street | San Jose, CA 95131 | (800) 553-0880

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