By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction accounts (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the National Credit Union Administration (NCUA). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the NCUA up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about temporary NCUA insurance coverage of transaction accounts, visit NCUA.gov.
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