• Home Equity Line of Credit Payment Calculator

    Use this calculator to determine your potential monthly payment for a Tech CU Home Equity Line of Credit. Quoted rates do not include the possible rate discounts. See sidebar for all available rate discounts. (Please note: This calculator is intended to provide approximate information on loan payments and does not constitute an offer to extend credit. Your actual payment information may vary.)

    Determine Your Payment Based on Your Equity

    Note: Enter dollar amounts with no commas.




    Note: Values below are calculated automatically. Changing these values manually has no effect.

    Results for Regular Home Equity Line of Credit


    Your rate and interest-only payment for the first 10 years



    Your rate and amortized payment during 15 year repayment period



    Apply for a Home Equity Line of Credit Online!

    If you would like to calculate payments for another Tech CU Home Equity Product, please select the appropriate calculator:

    Rates and payments shown above are based on current offered rates and are subject to change after loan account opening. Home equity lines of credit have variable APRs. Call 800-553-0880 or 408-451-9111 or check the Equity Rates Page for current rates. Lifetime maximum APR is 18%. No fees are required to establish the line, but if you pay off and close your Equity Line of Credit within 3 years, a $500 early closure fee will apply.

    Maximum loan amount and loan to value calculated as a percentage of appraisal minus the first mortgage. Consult a Technology Credit Union Member Services Representative for complete details.

    This calculator is provided to help you determine payment amounts. Use of the calculator is not an application for credit and results generated by calculator do not constitute an offer to extend credit.
    For more information, please consult the Tech CU Home Equity Lines of Credit disclosures. Adobe Acrobat Reader is required to view this document. Download a free copy.  

Give us a call

Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

View Our Contact Info
Visit Us In Person

Visit Us in Person

We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
Get Directions
More Information

Want More Info?

Interested in learning more about all we have to offer? Receive personal finance tips along with emails focused on key topics. You can even sign up for our monthly newsletter.
Request More Information