How to avoid splitting a costly meal bill

One of the few downsides to dining out with friends is that sinking feeling when the bill arrives. Sometimes you’re on a budget and your friends aren’t. That means you’re suddenly freaking out about splitting a check when you purposely didn’t order as much as they did.

Fortunately, there are some ways to avoid the dilemma of splitting an expensive check. It all about speaking up for yourself. As Opens a new window Money.com reports, if you know the person who extended the invite is likely to split an expensive bill, say something right away. Try “Yeah, love to join you, but money is a bit tight right now.” They might suggest a cheaper restaurant or even mention not splitting the check. If you end up going to dinner, try flagging the waiter prior to ordering and letting them know you want a separate check. If you don’t get the chance to do that, your last ditch attempt is when the bill arrives. Make a joke about getting your own tab and keep it light-hearted. If you make a big deal of it you run the risk of embarrassing your friends, who likely didn’t even know you were trying to keep the bill light.

As you can see, there’s no easy way out here. None of these conversations are fun. Just keep in mind that despite how awkward these discussions might feel, they’re all a better option than splitting the check and busting your budget.