NOTICE: As we continue to balance our role as an essential service provider with the health of our employees and members, the ability to staff all of our branches is sometimes impacted. Our Milpitas, Palo Alto, San Francisco, and Sunnyvale branches will be temporarily closed effective December 2nd. As more members opt for non-face-to-face interactions, you may experience longer hold times when calling our Member Contact Center. We apologize for this inconvenience. Click here for open branch locations and hours.

  • Easy Does It

    Easy Does It

    Ways to save with minimal effort

    You know how important it is to save money — be it for an emergency fund, a house, retirement, or all of the above. So why not make the saving process as easy as possible? Here are a few handy tips to help you stash cash with minimal effort.

    1. Auto Save. Impulsive spending is the enemy of saving. Put a crimp in your ability to spend by setting up auto deposits into your workplace’s retirement plan. Make sure you’re putting in at least enough so that you can earn the company’s match (if there is one).
    2. Trim Subscriptions. Go through your monthly bank and credit card statements and identify subscriptions that you don’t actually use. Chances are you’ll find at least a couple monthly charges for services you don’t even remember buying in the first place. Cancel those subscriptions and funnel that extra money into savings.
    3. Use Loyalty Clubs. Many retailers offer consumers loyalty perks. Sign up for the membership club and you can earn points each time you spend. Some credit cards obviously do this, but we’re talking about free clubs — like the ones offered by most grocery chains. A quick sign-up is all that’s standing between you and savings.
    4. Round It Up. Try using an app or program that rounds up expenses and then deposits it into a savings account or an investment. There are a number of these — as US News reports. It may be worth it to check them out.
    Back to Blog

    Leave a Comment


    characters remaining


Give us a call

Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

View Our Contact Info
Visit Us In Person

Visit Us in Person

We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
Get Directions
More Information

Want More Info?

Interested in learning more about all we have to offer? Receive personal finance tips along with emails focused on key topics. You can even sign up for our monthly newsletter.
Request More Information