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The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $322,700 and an estimated property value of $410,000. The property is located in San Jose, CA and is within Santa Clara county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 740.
At a 4.375% interest rate, the APR for this loan type is 4.440%. The monthly payment schedule would be:
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
At a 3.875% interest rate, the APR for this loan type is 3.987%. The monthly payment schedule would be:
At a 3.500% initial interest rate, the APR for this loan type is 3.268%, subject to increase. Based on current market conditions, the monthly payment schedule would be:
At a 3.625% initial interest rate, the APR for this loan type is 3.361%, subject to increase. Based on current market conditions, the monthly payment schedule would be: