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  • Education and Resources

    Learn more about the process of buying and owning a home.

    Getting ready to own your own home can be exciting, but there is also quite a bit to know about the process. We've got answers to some of your key concerns - all in one place. Whether you're a first-time home buyer, considering refinancing or simply want to learn more, you'll find everything from mortgage calculators to educational resources - all geared toward helping you make the right decision.

    • Find the right home - Research home buying options. Even better, if you work with an agent from the HomeAdvantage®*** network, you can earn an average of $3,000 back in savings!
    • Financial Education - Explore our educational articles touching on everything from mortgage fees to home inspections to saving for a down payment.
    • Mortgage Consultants - Looking for someone to help with your mortgage questions? Call one of Mortgage Consultants - they're here to walk you through the process.
    • Mortgage Tools & Calculators - Compare mortgage options with easy-to-use tools and calculators.
    • Common Mortgage Terms - Browse our glossary of common mortgage terms.
    • Overcoming Payment Challenges - If you're struggling with your monthly mortgage payments, now is the time to take action.
    • Keep Your Home California Program - Tech CU is an approved servicer for the Keep Your Home California program. Visit the program website for more details on how to apply.
     

    *** The HomeAdvantage program is made available to you through a relationship between your credit union and CU Realty Services. Program rebates are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for the rebate if they use an agent outside this network. Using your credit union for a mortgage is not a requirement to earn a rebate. Rebate amounts are dependent on the commissions paid to the agent. Your credit union may have specific rules on how your rebate will be paid out. Rebate incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you. Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.

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