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  • Fixed-Rate Mortgages

    With a Fixed-Rate Mortgage, your rate and payment amount remain fixed throughout the life of your loan, as does your payment amount.


    • This is a good option if you plan to stay in your home for more than 7 years, or want stable monthly payments.
    • We also offer a Quick-Close Guarantee . If we don't close your purchase loan in 10 business days , you'll receive a $500 gift card!*
    • Click here for our current loan program options, or ask a Tech CU Mortgage Consultant for details.
    • Up to 90% loan-to-loan value - maximum $1 million dollars with mortgage insurance.

    Contact us for information on fixed-rate mortgages up to $3 million for terms less than 30 years.



  • Fixed Rate Mortgages
    30 year Conforming Fixed Rate4.875%4.885%0.000%
    15 Year Conforming Fixed Rate4.375%4.384%0.000%
    Loans available for California 1 -4-unit primary residences only. Rates and terms are subject to change without notice. Additional terms and conditions apply. All loans require Tech CU membership, credit approval, and you must meet security requirements. View mortgage payment examples.
  • Resources:


    • Learn about homebuying – Articles that will provide you with tips to help make the home buying process easier.
    • Mortgage Tools & Calculators - Compare mortgage options with easy-to-use tools and calculators.
    • HomeAdvantage® - A free service that helps you find your next home. Helping you with the research, connecting you with experts in the field and saving you money when you need it most when you sign up for HomeAdvantage Cash Rewards.  

Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

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We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
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