** The Tech CU Quick Close Guarantee ("Guarantee") is available only on an approved application for a first-position loan used to purchase an owner-occupied 1-4 unit California residential dwelling. Applicant must request the Quick Close Guarantee from a Tech CU Mortgage Consultant at the time of application. Other real estate-secured loans are not eligible. If, due to circumstances within Tech CU's control, an eligible loan fails to close within 10 business days after Tech CU receives a complete loan application, borrower will receive a $500 gift card. One gift card per loan. No cash substitution. Gift card will not be replaced if lost or stolen. A complete application includes, at minimum, all documents and verifications required of applicant and third parties such as employer, appraiser, title company and HOA; additional documents may, at Tech CU's reasonable discretion, be required before application package is deemed complete for purposes of the Guarantee.
† No Cost Loans: A No Cost version requires no lender closing costs or third party costs (such as appraisal and title) to establish the loan. No Cost option available on owner-occupied, single family, conforming fixed rate loans only.
$500 fee required with application. Rates and terms subject to change without notice. All loans subject to approval. Additional conditions and restrictions may apply. Ask a Tech CU mortgage consultant for details