Several of our branches are temporarily closed due to the shelter in place guidelines. The following branches remain open: San Jose, Santa Teresa, Dublin and Cupertino. All branch ATMs remain operational. The closed branches will reopen when the shelter in place requirement is lifted.
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With a Fixed-Rate Mortgage, your rate and payment amount remain fixed throughout the life of your loan, as does your payment amount.
Contact us for information on fixed-rate mortgages up to $3 million for terms less than 30 years.
* The Tech CU Quick Close Guarantee ("Guarantee") is available only on an approved application for a first-position loan used to purchase an owner-occupied 1-4 unit California residential dwelling. Applicant must request the Quick Close Guarantee from a Tech CU Mortgage Consultant at the time of application. Other real estate-secured loans are not eligible. If, due to circumstances within Tech CU's control, an eligible loan fails to close within 10 business days after Tech CU receives a complete loan application, borrower will receive a $500 gift card. One gift card per loan. No cash substitution. Gift card will not be replaced if lost or stolen. A complete application includes, at minimum, all documents and verifications required of applicant and third parties such as employer, appraiser, title company and HOA; additional documents may, at Tech CU's reasonable discretion, be required before application package is deemed complete for purposes of the Guarantee.
No Cost Loans: A No Cost version requires no lender closing costs or third party costs (such as appraisal and title) to establish the loan. No Cost option available on owner-occupied, single family, conforming fixed rate loans only.