• First-Time Homebuyers

    You have various down payment and home loan options.

    Buying your first home is one of life’s biggest milestones. For many, it means, “I’m providing security and a foundation for my family.” As it may be one of the most significant, long-term investments you make, choosing a mortgage that fits your budget and lifestyle requires careful consideration.


    Down Payment and Loan Options

    Gathering your down payment can be a significant obstacle to home ownership. At Tech CU, qualified homebuyers may choose to make a minimal down payment, all while taking advantage of other money-saving options:

    • Variety of 95% financing programs*
    • No points/no cost loan options**
    • A wide variety of fixed and adjustable rate mortgage choices


    • Special assistance programs for first-time homebuyers available in many California counties. Check your county's website for details.

    Try out different mortgage scenarios.

    • Calculate how long it will take to save for a home loan or a down payment.
    • Calculate if you should rent or buy a home.
    • Calculate how much you can borrow for a house.

    Personal Attention

    We have a team of professionals who are available to walk you through the mortgage process. Contact a Mortgage Consultant at (800) 553-0880. You can also use our contact form.

Give us a call

Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

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We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
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