CreditStart Mortgage is a home-buying program designed to help you purchase a home — while building credit. We’re one of the top credit unions in the Bay Area offering a variety of fixed and adjustable mortgages to foreign nationals — over 40% of our purchase mortgages are for first-time buyers.
And, qualified buyers can choose to make a minimal down payment, all while taking advantage of other money-saving options:
We have a team of professionals who are available to walk you through the mortgage process. Contact one of our Mortgage Consultants for more details or call (800) 553-0880.
* Not all loan programs are available with an 80% LTV, and rates may be higher than those shown on the website. Contact a Tech CU Mortgage Consultant for more information about first time buyer programs in your area.
** A No Cost version requires no lender closing costs or third party costs (such as appraisal and title) to establish the loan. No Cost option available on conforming fixed rate loans only. Additional conditions and terms will apply to no points and no cost loans. Please contact the Credit Union for additional information.
*** The Tech CU Quick Close Guarantee ("Guarantee") is available only on an approved application for a first-position loan used to purchase an owner-occupied 1-4 unit California residential dwelling. Applicant must request the Quick Close Guarantee from a Tech CU Mortgage Consultant at the time of application. Other real estate-secured loans are not eligible. If, due to circumstances within Tech CU's control, an eligible loan fails to close within 10 business days after Tech CU receives a complete loan application, borrower will receive a $500 gift card. One gift card per loan. No cash substitution. Gift card will not be replaced if lost or stolen. A complete application includes, at minimum, all documents and verifications required of applicant and third parties such as employer, appraiser, title company and HOA; additional documents may, at Tech CU's reasonable discretion, be required before application package is deemed complete for purposes of the Guarantee.