Adjustable Rate Mortgages - Tech CU
  • Adjustable Rate Mortgages

    Benefits of an Adjustable Rate Mortgage

    An Adjustable Rate Mortgage (ARM) is a 30-year mortgage that usually has a short-term fixed rate period at the beginning of the loan (your rate remains fixed during the first few years of the loan, as does your payment amount). After the initial fixed rate period is over, the rate can adjust annually (3 or 5 years). We offer ARMs on amounts up to $8 Million.

    Fund a new mortgage and we'll waive our lender fees on adjustable rate mortgages — you save $500.*

    Click here for our current loan program options or contact one of our Mortgage Consultants for more details.  


    • Lower monthly payments in the initial years of your mortgage.
    • If you anticipate your income increasing in the future, or if you plan on staying in your home for seven years or less, an Adjustable Rate Mortgage (ARM) may be a great option.
    • Quick-Close Guarantee: If we don’t close your purchase loan in 10 business days, you’ll receive a $500 gift card!**


    Rate Watch

    Keep your eye on mortgage market trends! Use our Rate Watch tool and we will email you current rate information based on your inputs.



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