NOTICE: Our branches and call center will be closed in observance of Thanksgiving on November 23 & 24. We will reopen on Saturday, November 25, during normal business hours. For the nearest branch and ATM locations,  click here.

  • Solar $mart Lines and Loans

    Let us help you finance solar panels and/or a solar roof with our Solar $mart products.

    Solar $mart Home Equity Line of Credit

    • Fixed draw period rates as low as 4.75% APR; current repayment period variable rates as low as 5.75% APR* (based on prime plus 1.50%)
    • Financing up to 80% LTV
    • Credit limits from $5,000 to $75,000
    • Two-year draw period with interest-only payments, followed by an 18-year repayment period

    For more information, see the Solar Smart Line of Credit Disclosure (PDF).

    Solar $mart Unsecured Loan

    • Fixed rates as low as 7.99% APR
    • Loans from $10,000 to $50,000
    • 10 or 20 year terms

    Tax Benefits

    Your solar-powered system may qualify for Federal tax credits of up to 30%. For a complete list of qualifying projects, visit Consult your tax advisor regarding tax credits and possible deductibility of interest on Solar $mart Loans.


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(800) 553-0880

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