Good news! Our Milpitas, Sunnyvale, and Palo Alto branches have reopened, observing safety protocols. We can’t wait to see you! Our San Francisco branch remains temporarily closed. As more members opt for non-face-to-face interactions, you may experience longer hold times when calling our Member Contact Center. We apologize for this inconvenience.
Click here for open branch locations and hours.
Re-do your kitchen. Make sure your child's college tuition is
ready to go. Or, simply have access to cash on hand when you need it. You can
even set up your equity line as an overdraft source for your Tech CU checking
account. Rates as low as 3.25%.3
For more information about our Home Equity Line of Credit, contact us at (877) 988-0471.
*Loans available for California 1-4-unit primary residences
only. Final combined loan to value may vary based on type of property. Rates as of . Rates and terms are subject to change without
notice. Additional terms and conditions may apply. Lifetime Maximum APR is
18% and minimum of 2.99%. **One business day credit decision requires submission of a
completed application. Missing information may cause delays.†
To qualify, borrower must pay off and close a home equity line with another
lender and qualify for and open a Tech CU equity line of credit with a minimum
$50,000 opening balance. This offer is not valid on existing Tech CU equity
lines. Tech CU will pay up to $500 of any early payoff fee imposed by the
other home equity line lender. Tech CU will not pay other fees or charges
associated with closing the other equity line, such as reconveyance fees,
escrow fees, principal or interest payments, or accrued late charges.1Maximum loan amount and loan to value (LTV) calculated as a
percentage of appraisal minus the first mortgage. Actual LTV may be lower
based on conditions and/or restrictions. Call (408) 451-9111 or (800)
553-0880 for details.2Current Annual Percentage Rate (APR)
determined by the Wall Street Journal Prime rate plus 0.50%3Current Annual Percentage Rate (APR) determined by the Wall
Street Journal Prime rate plus 0.00%.4No fees are required to establish the line, but if you pay
off and close your Equity Line of Credit within three (3) years, a $500 -
$1,500 early closure fee will apply.
All loans require Tech CU
membership, credit approval, and you must meet security requirements.