NOTICE: Please note: Our San Francisco branch is temporarily closed due to flooding. We apologize for any inconvenience. The SF branch ATM remains operational. You may also visit our closest branch in Palo Alto at 490 California Ave. or do your banking through Tech CU’s Virtual Branch by clicking on the "Make an Appointment" button below. Tech CU’s Online Banking and Mobile Banking app are also available and all our ATMs are operational. If you have any questions, please don’t hesitate to reach out to us at (800) 553-0880.

  • Home Equity Line of Credit

    If you want to access funds now and in the future consider a home equity line of credit.

    Re-do your kitchen. Make sure your child's college tuition is ready to go. Or, simply have access to cash on hand when you need it. You can even set up your equity line as an overdraft source for your Tech CU checking account.


    Check out these benefits:

    • Convenience: We're committed to helping you every step of the way.
    • Interest may be tax deductible: Refer to your tax advisor.

    For more information about our Home Equity Line of Credit, contact us at (877) 988-0471.

    • Calculate your potential monthly payment for a Tech CU Home Equity Line of Credit.

    Home Equity Line of Credit features:

    • No Cost Loans 1 — no application fees, no closing costs and no annual fee.
    • Use the funds you need — only pay interest on what you use.
    • Available as an overdraft protection source for any Tech CU checking account.
    • Access funds anytime through Online Banking, Call-24 Phone Banking, and convenience checks.
    • Available for owner-occupied properties in California of 1-4 units.
    • Interest-only payments for the first 10 years of the loan; then fully amortized to include principal and interest over the next 15 years.
    • For more information, see the Home Equity Line of Credit Disclosure (PDF).
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Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

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We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
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