• Home Equity Loans & Lines

    Tap into your home’s equity through loans and lines of credit.

    Make an Appointment to Discuss Loans
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  • Available In California Only

    Home Equity Loans And Lines Of Credit (HELOC)

    Leverage your home’s equity with a home equity loan or HELOC. Equity loans and lines of credit aren't just for home improvement anymore. Many homeowners are realizing that equity loans and lines of credit can be used in a variety of financial situations now or when the need arises.

    Home Equity Loans

    Turn your home’s equity into a lump sum.

    Learn About Home Equity Loans

    Home Equity Line of Credit (HELOC)

    Tap into a line of credit as needed.

    Learn About Home Equity Lines of Credit

    Investment Property Home Equity Loans

    Borrow against the equity in your investment properties.

    Learn About Investment Property Loans

    HELOC Resources

    Learn more about our HELOC resources.


    Find the Right Loan

    Find the perfect loan for your dream home.

    See Rates and Fees

    First-Time Home Buyers

    Learn about your financing options.

    Tools & Information

    Bank from Anywhere

    Meet with a banker – virtually!

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    Bank Online

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  • Turn Your Home’s Equity Into Credit

    We make it easy to transform your home’s equity into credit you can use now or later. Remodel your kitchen. Add the soaking tub. Welcome Mom or Dad with an extension. Whatever your needs, a home equity loan or HELOC can help you get there.

    • Competent and knowledgeable bankers to assist you.
    • Competitive rates (often better than banks).
    • No application fees, closing costs, prepayment penalty and no annual fee on home equity loans.
    Learn More About HELOCs
  • Streamlined Mortgage Refinancing

    Instead of a home equity loan or line of credit, have you considered the financial benefits of refinancing? It may lower your payments, save you some money on interest and even obtain the money to pay for your kids’ college tuition, take that dream vacation or take care of some home updates. Speak with our experienced mortgage consultants to help you decide how to make refinancing work for you.

    Speak with a Tech CU Mortgage Consultant

    Learn About Refinancing Options
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    Why Choose Tech CU?

    Learn More About Tech CU
    • People over profits – we focus on member needs, not shareholder dividends
    • Extensive breadth of products for our members’ every financial need
    • Superior rates
    • Zero or transparent, minimal fees
    • Unparalleled service from competent bankers
    • Awarded Forbes 2021 Best-in-State Credit Unions designation based on member ratings for service
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