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  • Investment Properties (1-4 units)

    Tech CU has the loan options you need to finance, refinance or borrow against the equity in non-owner occupied properties in California.

    Our highly-trained staff will work with you one-on-one throughout the mortgage process. Use our Rate & Payment Calculator to explore your options. Call (800) 553-0880 for further details.

    Investment Property Equity Loan
    Maximum Loan-to-Value1 Term  Amount  Current APR
    (Fixed)2
    70% 12-180 $25,000 - $250,000 5.375%
    70% 181-240 $25,000 - $250,000 6.000%
    • No Cost Loan3 - no application fees, no closing costs, no prepayment penalty and no annual fee.
    • Finance charges paid may be tax deductible (consult your tax advisor).
    • Receive the funds in one lump sum payment as soon as your loan closes.
     

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    For advertisement only. Rates and terms subject to change without notice. Additional conditions and restrictions may apply. Non-owner occupied properties in California, 1-4 units.

    1 Maximum loan amount and loan to value calculated as a percentage of appraisal minus the first mortgage.
      Call (408) 451-9111 or (800) 553-0880 for details.
    2 Current Annual Percentage Rate (APR) determined by the Wall Street Journal Prime rate.
    3 We absorb all costs associated with establishing your loan, which generally total between $140 and $2,000 depending on the loan amount. If your loan amount is over $200,000 and you pay off the balance and close the account in the first year of opening your loan, you will reimburse the Credit Union up to $750 of the closing costs we paid.