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  • Apartment Lending: 5+ Units

    Apartment Loans

    Finance, refinance, or borrow against the equity in your 5+ unit non-owner occupied properties in Santa Clara, San Mateo, San Francisco, Alameda, Santa Cruz, and Contra Costa counties.

    A variety of loan options to choose from: 1-year, 3/1, 5/1, 7/1, and 10/1 ARMs available

    • Purchase and refinance loans with cash out
    • Attractive rates and terms
    • 1031 Exchanges

    Apartment Lines of Credit

    Use the equity in your apartment to remodel your units or expand your investments. This stand alone line of credit is perfect for improving cash-flow, remodeling or purchasing new investments at favorable terms: 

    • Lines up to $750,000
    • Interest-only payments
    • No pre-payment fee


    Ideal for investors looking to purchase a building that includes apartment units and retail space, Tech CU’s Mixed-Use lending program offers financing up to $7.5 million on properties with five or more units. 

    • Up to 75% LTV
    • Low, adjustable rates at a 15-year term
    • Number of commercial units cannot exceed 25% of the total number of units
    • Property must be located in Santa Clara, San Mateo, San Francisco, Alameda, Santa Cruz, or Contra Costa county.

    For more information and to get your application started, please contact a Tech CU Mortage Consultant or call 408-451-9111 or 800-553-0880.