Re-do your kitchen. Make sure your child's college tuition is ready to go. Or, simply have access to cash on hand when you need it. You can even set up your equity line as an overdraft source for your Tech CU checking account. Rates as low as 3.75%.3
Whether you're looking to make a change in your home, or simply gain some financial security, take a peek at our home equity loans. We offer low rates on a variety of financing options.
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For more information about our Home Equity Line of Credit, contact a member services representative at (877) 988-0471
*Loans available for California 1–4-unit primary residences only. Rates as of 1/24/2016. Rates and terms are subject to change without notice. Additional terms and conditions may apply. Lifetime Maximum APRis 18%.**One business day credit decision requires submission of a completed application. Missing information may cause delays.†To qualify, borrower must pay off and close a home equity line with another lender and qualify for and open a Tech CU equity line of credit with a minimum $50,000 opening balance. This offer is not valid on existing Tech CU equity lines. Tech CU will pay up to $500 of any early payoff fee imposed by the other home equity line lender. Tech CU will not pay other fees or charges associated with closing the other equity line, such as reconveyance fees, escrow fees, principal or interest payments, or accrued late charges.1Maximum loan amount and loan to value (LTV) calculated as a percentage of appraisal minus the first mortgage. Actual LTV may be lower based on conditions and/or restrictions. Call (408) 451-9111 or (800) 553-0880 for details.2Current Annual Percentage Rate (APR) determined by the Wall Street Journal Prime rate plus 0.75%3Current Annual Percentage Rate (APR) determined by the Wall Street Journal Prime rate plus 0.25%.4Current Annual Percentage Rate (APR) determined by the Wall Street Journal Prime rate plus 0.74%.5Current Annual Percentage Rate (APR) determined by the Wall Street Journal Prime rate plus 0.99%.6No fees are required to establish the line, but if you pay off and close your Equity Line of Credit within three (3) years, a $500 – $1,500 early closure fee will apply.
All loans require Tech CU membership, credit approval, and you must meet security requirements.
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More than fifty years ago, forward-thinking high-tech employees at Fairchild Semiconductor knew there was a better way to bank.