Buying a home is one of life’s big moments. For many, it provides a foundation to security and emotional comfort. After all, owning a home is a significant long-term investment. Choosing a mortgage that fits your budget and lifestyle requires careful consideration.
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Your down payment can be a significant obstacle to home ownership. At Tech CU, qualified homebuyers may choose to make a minimal down payment, all while taking advantage of other money-saving options:
Try out different mortgage scenarios on our Rate and Payment Calculator
Tech CU has a professional team of experienced Mortgage Consultants available to take you through the mortgage process. Contact a Tech CU Mortgage Consultant at (408) 451-9111 or (800) 553-0880, or email firstname.lastname@example.org
* Not all loan programs are available with a 95% LTV, and rates may be higher than those shown on the website. Contact a Tech CU Mortgage Consultant for more information about first time buyer programs in your area.
** A No Cost version requires no lender closing costs or third party costs (such as appraisal and title) to establish the loan. No Cost option available on conforming fixed rate loans only. Additional conditions and terms will apply to no points and no cost loans. Please contact the Credit Union for additional information.
Tech CU Quick Close Guarantee (“Guarantee”) is available only on an approved application
for a first-position loan used to purchase an owner-occupied 1-4 unit California
residential dwelling. Applicant must request the Quick Close Guarantee from a Tech
CU Mortgage Consultant at the time of application. Other real estate-secured
loans are not eligible. If, due to circumstances within Tech CU’s control, an eligible
loan fails to close within 10 business days after Tech CU receives a complete
loan application, borrower will receive a $500 gift card. One gift card per
loan. No cash substitution. Gift card will not be replaced if lost or stolen. A
complete application includes, at minimum, all documents and verifications
required of applicant and third parties such as employer, appraiser, title company
and HOA; additional documents may, at Tech CU’s reasonable discretion, be
required before application package is deemed complete for purposes of the Guarantee.
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