Save right away with an introductory 0% APR* on all of your purchases and balance transfers for the first 12 billing cycles after your account is opened.
After the intro rate expires, keep saving with a variable APR between 9.99% and 17.99% based on the Prime Rate depending on how you meet our credit criteria.No Annual Fee* See Summary of Terms for details.
Apply Online >>
*For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.††Visa's Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.‡Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember. Cards are issued by First Bankcard, a division of First National Bank of Omaha.
54 years ago, forward-thinking high-tech employees at Fairchild Semiconductor knew there was a better way to bank.
Our San Francisco Branch is Open! »
Consolidate your assets, claim $600 »
Apple Pay is here! »
Budgeting based on your learning style »