Save right away with an introductory 0% APR* on all of your purchases and balance transfers for the first 12 billing cycles after your account is opened. After the intro rates expire, keep saving with a variable APR between 13.99% and 19.99% based on the Prime Rate depending on how you meet our credit criteria. See Summary of Terms for details.
Earn 1 point for every $1 in qualifying purchases.†
Apply Online >>
Benefits & Services
† See the Rewards Terms and Conditions in the Summary of Credit Terms for details. †† Visa's Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security. ‡ Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember. Cards are issued by First Bankcard, a division of First National Bank of Omaha.
Heartbleed Update as of 4/10/14 »
A few words from Barbara Kamm CEO-April 2014 »
Best time to buy a car »
04/22/2014 eWaste Recycle and Shred Day 2014 »
04/24/2014 Investing in Real Estate Investment »