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  • Used Autos

    Used Auto Rates
    Term1 Minimum Loan Amount2 APR3 Example Payment per $10004
    66 months $5,000 2.24% - 11.49% $20.54
    72 months $15,000 2.99% - 12.24% $19.70

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    Find the Used Car You Want

    Get Pre-approved or Apply For a Tech CU Used Auto Loan

    • Up to 100% of Kelley Blue Book Retail Value on cars 7 years old or less and 100,000 miles or less (plus tax, license, document fees, and mechanical breakdown insurance or extended warranty insurance), on approved credit.
    • 100% of Kelley Blue Book Wholesale Value on older models or over 100,000 miles, plus tax, license, document fees and MBI or extended warranty, on approved credit.


    Vehicle Loan Terms :
    1 Term applies to 2014 or newer vehicle models and mileage must be 30,000 miles or less. $15,000 minimum loan amount for 72 month financing.
    2 Maximum loan amount based on approved credit. Financing available on used vehicles (including fleet returned vehicles), excluding salvaged vehicles. Used Vehicles 7 years old or less and 100,000 miles or less: 100% of Kelley Blue Book Retail Value. Used Vehicles over 7 years old or more than 100,000 miles: 100% of Kelley Blue Book Wholesale Value. Plus tax, license, dealer preparation, documentary fees, and Mechanical Breakdown Insurance or Extended Warranty Insurance.
    3 Interest Rate will vary based on approved credit and term. Slightly higher APRs apply to refinances of existing Tech CU loans, private party sales and other loans where Tech CU handles vehicle title work.
    4 Payment per $1,000 is based on the highest interest rate with the maximum term.

    All loans require Tech CU membership, credit approval and you must meet security requirements.