• Individual Retirement Accounts (IRA)

    If you are looking to save long-term for retirement, an IRA could be right for you! IRAs are available to individuals with earned income. They have certain tax advantages and IRS stipulations to support long-term saving. Tech CU offers accounts for Traditional or Roth IRAs.*

    Learn more About IRAs

    IRA Savings

    With Tech CU IRA Savings Accounts you can deposit up to the annual contribution limit and earn high dividends.

    • $25 initial deposit
    • $0.01 minimum balance requirement
    • No annual maintenance fees
    • Dividends calculated daily and paid quarterly
    See IRA Savings Rates

    IRA Certificates

    Tech CU offers two kinds of IRA Certificates - regular and jumbo - depending on how much you want to invest. Both options are available in Traditional and Roth.

    Visit Retirement Central for:

    • Additional Information on IRA products & services.
    • Articles on retirement planning and life changes.
    • Online help with completing forms for new and existing IRAs.
    • Retirement planning tools and calculators.
    See IRA Certifiate Rates

    To open an IRA Savings or Certificate account visit one of our branches or reach out to a Tech CU Virtual Banker.

    Make an Appointment Visit Retirement Central

    You must be a member of Tech CU to open an IRA. If you are not yet a member, Join Now!

    IRA Contribution Limits

    Contribution Type1 20242 20253
    Annual Contribution $7,000 $7,000
    Catch-Up $1,000 $1,000

    Questions? Make an appointment with a Tech CU banker or call us at (800) 553-0880 or (408) 451-9111.

    Make an Appointment

    If you are looking for other options beyond IRAs as you plan for your future, contact Tech Investment Management to speak with a financial advisor today.

    Speak with a Financial Advisor

    Explore scenarios for your retirement savings with Tech CU calculators:

We’re Here To Help

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Call us anytime
800-553-0880

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877-988-0471

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