If you’ve been impacted by the California Wildfires, please contact us at 1-800-553-0880 to discuss payment assistance options, emergency relief, and other financial support. Our dedicated team is ready to work with you during this challenging time. For additional resources and information, visit CA Wildfire Recovery.

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  • Individual Retirement Accounts (IRA)

    If you are looking to save long-term for retirement, an IRA could be right for you! IRAs are available to individuals with earned income. They have certain tax advantages and IRS stipulations to support long-term saving. Tech CU offers accounts for Traditional or Roth IRAs.*

    Learn more About IRAs

    IRA Savings

    With Tech CU IRA Savings Accounts you can deposit up to the annual contribution limit and earn high dividends.

    • $25 initial deposit
    • $0.01 minimum balance requirement
    • No annual maintenance fees
    • Dividends calculated daily and paid quarterly
    See IRA Savings Rates

    IRA Certificates

    Tech CU offers two kinds of IRA Certificates - regular and jumbo - depending on how much you want to invest. Both options are available in Traditional and Roth.

    Visit Retirement Central for:

    • Additional Information on IRA products & services.
    • Articles on retirement planning and life changes.
    • Online help with completing forms for new and existing IRAs.
    • Retirement planning tools and calculators.
    See IRA Certifiate Rates

    To open an IRA Savings or Certificate account visit one of our branches or reach out to a Tech CU Virtual Banker.

    Make an Appointment Visit Retirement Central

    You must be a member of Tech CU to open an IRA. If you are not yet a member, Join Now!

    IRA Contribution Limits

    Contribution Type1 20242 20253
    Annual Contribution $7,000 $7,000
    Catch-Up $1,000 $1,000

    Questions? Make an appointment with a Tech CU banker or call us at (800) 553-0880 or (408) 451-9111.

    Make an Appointment

    If you are looking for other options beyond IRAs as you plan for your future, contact Tech Investment Management to speak with a financial advisor today.

    Speak with a Financial Advisor

    Explore scenarios for your retirement savings with Tech CU calculators:

We’re Here To Help

By Phone

Call us anytime
800-553-0880

New loan inquiries
877-988-0471

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