• Individual Retirement Accounts (IRA)

    IRA Savings

    With Tech CU IRA Savings Accounts you can deposit up to the annual contribution limit and earn high dividends.

    • $25 initial deposit
    • $0.01 minimum balance requirement
    • No annual maintenance fees
    • Dividends calculated daily and paid quarterly

    IRA Certificates Information

    Tech CU offers two kinds of IRA Certificates - regular and jumbo - depending on how much you want to invest. Both options are available in Traditional and Roth.

    Visit Retirement Central for:

    • Additional Information on IRA products & services.
    • Articles on retirement planning and life changes.
    • Online help with completing forms for new and existing IRAs.
    • Retirement planning tools and calculators.
     
  • IRA Certificates

    TermDividend Rate
    ($1,000 or more)
    Annual Percentage Yield
    ($1,000 or more)
    Effective Date
    14 - 29 Days N/AN/AN/A
    1 MonthN/AN/AN/A
    2 MonthsN/AN/AN/A
    3 Months3.941%4.00%11/01/2024
    5 Months3.954%4.00%11/01/2024
    6 Months4.206%4.25%11/01/2024
    9 Months3.881%3.90%11/01/2024
    10 Months3.888%3.90%11/01/2024
    12 Months3.844%3.90%11/01/2024
    15 Months3.698%3.75%11/01/2024
    17 Months*3.698%3.75%11/01/2024
    18 Months3.698%3.75%11/01/2024
    24 Months3.455%3.50%11/01/2024
    36 Months3.455%3.50%11/01/2024
    48 Months3.455%3.50%11/01/2024
    60 Months3.601%3.65%11/01/2024
  • IRA Jumbo Certificates

    TermDividend Rate
    ($1,000 or more)
    Annual Percentage Yield
    ($1,000 or more)
    Effective Date
    14 - 29 Days 0.300%0.30%11/01/2024
    1 Month0.349%0.35%11/01/2024
    2 Months0.449%0.45%11/01/2024
    3 Months3.941%4.00%11/01/2024
    5 Months3.954%4.00%11/01/2024
    6 Months4.206%4.25%11/01/2024
    9 Months3.881%3.90%11/01/2024
    10 Months3.888%3.90%11/01/2024
    12 Months3.844%3.90%11/01/2024
    17 Months*3.698%3.75%11/01/2024
    18 Months3.698%3.75%11/01/2024
    24 Months3.455%3.50%11/01/2024
    36 Months3.455%3.50%11/01/2024
    48 Months3.455%3.50%11/01/2024
    60 Months3.601%3.65%11/01/2024
  • tech-cu-icon-calculator
    • Calculate what it takes to work towards a secure retirement.
    • Calculate any projected shortfall or surplus at retirement.
     

    For more information about our Individual Retirement Accounts, stop by one of our branches, make an appointment with a Tech CU banker, or call us at (800) 553-0880 or (408) 451-9111.

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