Individual Retirement Accounts - Tech CU
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  • Individual Retirement Accounts

    LOWER YOUR TAX BURDEN AND SAVE FOR RETIREMENT BY INVESTING IN AN INDIVIDUAL RETIREMENT ACCOUNT (IRA).

    Savings IRA

    With a Tech CU Savings IRA2 you can deposit up to the annual contribution limit and earn higher dividends than with a regular savings account. Available in both Traditional and Roth.3

    • 0.05% dividend rate (0.05% Annual Percentage Yield)
    • $25 initial deposit
    • $25 minimum balance requirement
    • No annual maintenance fees
    • Dividends calculated daily and paid quarterly

    IRA Certificates

    Tech CU offers two kinds of IRA certificates - regular and jumbo - depending on how much you want to invest. Both are available in Traditional and Roth.

    Visit Retirement Central for:

    • Additional Information on IRA products & services.
    • Articles on retirement planning and life changes.
    • Online help with completing forms for new and existing IRAs.
    • Retirement planning tools and calculators.
    IRA Contribution Limits
    Contribution Type 1 2015 2016
    Annual Contribution $5,500 $5,500
    Catch-Up $1,000 $1,000

    For more information about our Individual Retirement Accounts, or to open an account stop by one of our branches or call us at (800) 553-0880 or (408) 451-9111.

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