Several of our branches are temporarily closed due to the shelter in place guidelines. The following branches remain open: San Jose, Santa Teresa, Dublin and Cupertino. All branch ATMs remain operational. The closed branches will reopen when the shelter in place requirement is lifted.
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With Tech CU IRA Savings Accounts you can deposit up to the annual contribution limit and earn high dividends.
Tech CU offers two kinds of IRA Certificates - regular and jumbo - depending on how much you want to invest. Both are available in Traditional and Roth.
Retirement Central for:
Certificates renew automatically at maturity into the same term at the currently offered rate unless you request otherwise. Dividends calculated daily and paid at maturity on certificates less than one year. Dividends calculated daily and paid quarterly on certificates with terms of one year or more. If your certificate is not funded within 30 days from the date it is opened, it will be closed automatically. For all certificates, if you withdraw any portion of your principal before maturity, you may be charged early withdrawal penalties.
For more information about our Individual Retirement Accounts, or to open an account stop by one of our branches or call us at (800) 553-0880 or (408) 451-9111.
1 Contribution amounts may be split between Traditional and Roth IRAs but cannot exceed the maximum annual contribution limit. All contributions must be made in cash.
2 Prospective rate, subject to change. Fees may reduce earnings.
3 Non-deductible contributions can be made to a Traditional IRA.