Health Savings Account
A Tech CU Health Savings Account (HSA) is designed to help you save for qualified medical expenses.
Featured Rate
0.60%APY*
*APY = Annual Percentage Yield. Dividend Rates and Annual Percentage Yield (APY), effective 3/9/2016, are subject to change at any time. Featured rate is for a Health Savings Account, balances over $2500.Tech CU's Health Savings Account offers a tax advantage** to help offset rising health care expenses by providing you with an incentive to help pay medical deductible expenses.
With our free Bill Pay for HSAs, you can manage your HSA and medical bills from your home computer:
- Set up automatic payments for recurring medical bills with set amounts
- Make one-time payments for bills with fluctuating payment amounts
- Transfer funds between your HSA and other Tech CU Accounts
- Create a personal database of your payees
- Review, change or cancel upcoming scheduled payments
- View your payment history online or download it onto a spreadsheet
- Avoid late charges on payments
In order to take advantage of a Tech CU HSA, you must first have HSA-eligible health insurance.
Learn more about HSA.
Health Savings Account
| Tiers |
Dividend Rate* |
Annual Percentage Yield* |
| $0.01 to $2,500 |
0.499% |
0.50% |
| $2,500.01 and above |
0.598% |
0.60% |
Did you know you can grow your savings with a Tech CU HSA?
Earn 0.50% APY* on the first $2,500 contributed. Enjoy other convenient features including:
- $0.00 minimum opening balance
- Debit Card access
HSA Service Charges and Fees***
| Fee Type |
Amount |
| Monthly Maintenance Fee |
$2; waived for first 6 months. After 6 months maintain an average monthly balance of $100 to avoid a fee. |
| Visa Debit Card Replacement Fee |
$5 per Card when a Card Replacement request
exceeds two in a 12-month period. |
| Account Adjustment Fee |
$20 per each occurrence |
| Outgoing Transfer Fee |
$20 |
| Personalized Checks |
Available upon request. Standard printing charges apply. |