NOTICE: The Cupertino branch is closing at 10:30 am Friday, April 21 due to construction. Normal business hours will resume Monday, April 24. To find another branch click here.

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  • Certificates

    A longer term, higher yield savings vehicle.

    When you’re looking for a higher rate of return and don’t mind “parking” your money for a while, consider a Certificate Account. Dividends are earned for each day that your money remains in the account, and are calculated using the Daily Balance Method.

    Open your account online

    Existing members, for your convenience you can open up a new Certificate Account using Online Banking. New to Tech CU? Please visit us at one our branches or make an appointment to schedule a time that is convenient for you. 

    Rates accurate as of 4/1/2017, subject to change.  Early withdrawal penalties apply.

    Member CERTIFICATES
     

    Certificates and IRA Certificates

    ($1,000 or more)

    Jumbo and IRA Jumbo Certificates

    ($95,000 or more)

    Term    Dividend Rate    Annual Percentage Yield*    Dividend Rate    Annual Percentage Yield*   
    14 - 29 days N/A N/A 0.050% 0.05%
    1 month N/A N/A 0.050% 0.05%
    2 months N/A N/A 0.100% 0.10%
    3 months – 5 months 0.250% 0.25% 0.250% 0.25%
    6 months – 8 months 0.499% 0.50% 0.499% 0.50%
    9 months – 11 months 0.499% 0.50% 0.499% 0.50%
    12 months – 17 months 0.598% 0.60% 0.598% 0.60%
    18 months – 23 months 0.747% 0.75% 0.747% 0.75%
    18 month Raise My Rate** 0.747% 0.75% 0.747% 0.75%
    24 months – 35 months    0.896% 0.90% 0.896% 0.90%
    24 month Raise My Rate** 0.896% 0.90% 0.896% 0.90%
    36 months – 47 months    1.193% 1.20% 1.193% 1.20%
    48 months – 59 months    1.341% 1.35% 1.341% 1.35%
    60 months 1.931% 1.95% 1.931% 1.95%

    **Product not available for IRA share certificates.

    Open your account online

    Existing members, for your convenience you can open up a new Certificate Account using Online Banking. New to Tech CU? Please visit us at one our branches or make an appointment to schedule a time that is convenient for you. 

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