When you're looking for a higher rate of return and don't mind "parking" your money for a while, consider a Certificate Account. Dividends are earned for each day that your money remains in the account, and are calculated using the Daily Balance Method.
We offer several certificate options with great rates to help you achieve your financial goals** - including Raise My Rate certificates.***
Once during the term of your Certificate, you can actually raise the rate.***
Let's say you open an 18-month Certificate earning 2.35%. Rates go up after six months — you have the option of moving to a higher rate.