Several of our branches are temporarily closed due to the shelter in place guidelines. The following branches remain open: San Jose, Santa Teresa, Dublin and Cupertino. All branch ATMs remain operational. The closed branches will reopen when the shelter in place requirement is lifted.
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Based on your financial needs, we offer two kinds of Checking Accounts: Basic and Interest Checking. And, if you set up a monthly direct deposit, we’ll waive the $6.00 Average Balance fee on our Interest Checking Account.
When it comes to convenience, you’ve made the right choice with a Tech CU Checking Account:
Our Checking Accounts also come with the option of Overdraft Advantage - a discretionary service under which Tech CU may, at our option, advance funds to pay an item presented against a checking account that does not have sufficient available funds cover it. To learn more about checking overdraft payment options and costs, visit our Overdraft Advantage page.
*Requires minimum monthly deposit of at least $100.
Annual Percentage Yield (APY) is accurate as of 1/1/2020. Offered APYs are subject to change at any time and are variable after account opening. $0.00 is the minimum balance to open an Interest Checking Account. $0.01 is the minimum balance to earn dividends on Interest Checking. Fees may reduce earnings on Interest Checking.
And, there’s more – check out our Relationship Rewards program.
If you’re interested in opening up an account for a child, we offer California Uniform Transfers to Minors Act (CUTMA) accounts. These are set up by an adult on behalf of a minor. We also offer a Student Checking Account for those who are ready for more responsibility. Opening up an account for a child is a great way to learn about saving and money management. When your child turns 18, it is your responsibility to transfer the CUTMA funds back to the beneficiary. If your child is under 19, a joint signer over 18 is required.
For more information on CUTMA accounts, call us at (800) 553-0880 or stop by any of our branches.