Based on your financial needs, we offer two kinds of Checking Accounts: Basic and Interest Checking. And, if you set up a monthly direct
deposit, we’ll waive the $6.00 Average Balance fee on our Interest Checking Account.
When it comes to convenience, you’ve made the right choice with
a Tech CU Checking Account:
Our Checking Accounts also come with the option of
Overdraft Advantage - a discretionary service under which Tech CU may, at our option, advance funds to pay an item presented against a checking account that
does not have sufficient available funds cover it. To learn more about checking overdraft payment options and costs, visit our
Overdraft Advantage page.
Annual Percentage Yield (APY) is accurate as of 1/1/2018. Offered APYs are subject to change at any time and are variable after account opening. $1.00 is the minimum balance to open an Interest Checking Account. $0.01 is the minimum
balance to earn dividends on Interest Checking. Fees may reduce earnings on Interest Checking.
And, there’s more – check out our
interested in opening up an account for a child, we offer California Uniform
Transfers to Minors Act (CUTMA) accounts. These are set up by an adult on behalf
of a minor. We also offer a Student Checking Account for those who are ready for
more responsibility. Opening up an account for a child is a great way to
learn about saving and money management. When your child turns 18, it is your
responsibility to transfer the CUTMA funds back to the beneficiary. If your
child is under 19, a joint signer over 18 is required.
information on CUTMA accounts, call us at (800) 553-0880 or stop by any
of our branches.