Tech CU – Silicon Valley and SF Bay Area - Tech CU
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  • Checking Accounts

    Two kinds of Checking Accounts for your evolving financial life. Our Checking Accounts offer free Online and Mobile Banking with access to over 65,000 fee-free ATMs - that's more than Chase, Bank of America and Wells Fargo combined.

    Based on your financial needs, we offer two kinds of checking accounts: Basic and Interest Checking. And, if you set up a monthly direct deposit, we’ll waive the $6.00 Average Balance fee on our Interest Checking account. 

    When it comes to convenience, you’ve made the right choice with a Tech CU Checking account:

    Our Checking Accounts also come with the option of Overdraft Advantage - a discretionary service under which Tech CU may, at our option, advance funds to pay an item presented against a checking account that does not have sufficient available funds cover it. To learn more about checking overdraft payment options and costs, visit our Overdraft Advantage page.

    Compare Accounts
      Basic Checking Interest Checking
    Earns Dividends No Yes
    Annual Percentage Yield n/a 0.05%
    Minimum Balance Requirement No $1500
    Monthly Minimum Balance Fee No $6
    Fee Waivers n/a Monthly fee waived with:  
    Direct Deposit Requirement No No

    And, there’s more – check out our Relationship Rewards program.  

    Accounts for those under age 18

    If you’re interested in opening up an account for a child, we offer California Uniform Transfers to Minors Act (CUTMA) accounts. These are set up by an adult on behalf of a minor. We also offer a Student Checking Account for those who are ready for more responsibility. Opening up an account for a child is a great way to learn about saving and money management. When your child turns 18, it is your responsibility to transfer the CUTMA funds back to the beneficiary. If your child is under 19, a joint signer over 18 is required. 

    For more information on CUTMA accounts, call us at (800) 553-0880 or stop by any of our branches.

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(800) 553-0880

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We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
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