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  • Certificates

    Member Certificates
      Certificates
    ($1,000 or more)
    Jumbo Certificates
    ($95,000 or more)
    Term  Dividend Rate  Annual Percentage Yield*  Dividend Rate  Annual Percentage Yield* 
    14 - 29 days
    N/A
    N/A
    0.050%
    0.05%
    1 month – 2 months
    N/A
    N/A
    0.050%
    0.05%
    2 months – 3 months
    N/A
    N/A
    0.100%
    0.10%
    3 months – 6 months
    0.150%
    0.15%
    0.150%
    0.15%
    6 months – 9 months
    0.250%
    0.25%
    0.250%
    0.25%
    9 months – 12 months
    0.300%
    0.30%
    0.300%
    0.30%
    1 year – 1 ½ years
    0.399%
    0.40%
    0.399%
    0.40%
    1 ½ years – 2 years
    0.499%
    0.50%
    0.499%
    0.50%
    2 years – 3 years
    0.499%
    0.50%
    0.499%
    0.50%
    3 years – 4 years
    0.748%
    0.75%
    0.748%
    0.75%
    4 years – 5 years
    0.996%
    1.00%
    0.996%
    1.00%
    5 years
    1.492%
    1.50%
    1.492%
    1.50%

    When you’re looking for a higher rate of return as opposed to liquidity, check out Tech CU’s Certificate Account. 

    Dividends are earned every day that the funds remain in the account and are calculated using the Daily Balance Method. Dividends post at maturity on short-term (90–365 days) accounts, and post and compound quarterly on long-term (more than 365 days) accounts . For non-IRA Certificates with terms of 180 days or more, you can also elect to have your dividends paid to a Tech CU Savings or Checking account that you designate once each month.

    Rates accurate of 2/01/2013, subject to change.  Early withdrawal penalties apply.

    Open your account online

    For your convenience, you can open up a new Certificate Account in Online Banking. Once signed in, choose the "apply" menu and follow the prompts.