| |
Preferred
|
Preferred Plus
|
Premier
|
| Combined Balances |
Less than $25,000 |
$25,000 to $99,999.99 |
$100,000 or more |
| Membership Share Savings Requirements |
No Monthly Fee
Minimum Balance $25 (Par Value) |
No Monthly Fee
Minimum Balance $25 (Par Value) |
No Monthly Fee
Minimum Balance $25 (Par Value) |
| Basic Checking Requirements |
No monthly fee
No minimum balance
No direct deposit required |
No monthly fee
No minimum balance
No direct deposit required |
No monthly fee
No minimum balance
No direct deposit required |
| Interest Checking Requirements |
No monthly fee
No minimum balance requirement
No direct deposit required
Requires minimum balance of $1,500 to earn dividends |
No monthly fee
No minimum balance requirement
No direct deposit required
Requires minimum balance of $1,500 to earn dividends |
No monthly fee
No minimum balance requirement
No direct deposit required
Requires minimum balance of $1,500 to earn dividends |
| Reset™ Checking1 |
No monthly fee |
No monthly fee |
No monthly fee |
| Insured Investment Savings Requirements |
$6 monthly fee (waived with minimum daily balance of $2,500) |
$6 monthly fee (waived with minimum daily balance of $2,500) |
No monthly fee |
| Branch, Call-24 Phone Banking and Contact Center Transactions |
No charge |
No charge |
No charge |
| Verification of Deposit and Account Verification Letters |
$0 |
$0 |
$0 |
| Initial Financial Planning Consultation |
No Charge |
No Charge |
No Charge |
| VISA® Debit Card Transactions/POS |
No Charge |
No Charge |
No Charge |
| Non-Tech CU ATM Transactions |
No Charge |
No charge |
No charge |
| Rebates on ATM Surcharges2 |
None |
Up to $1.50 rebated per surcharge imposed by the other institution, to a maximum rebate of $10 per month for the host's ATM charge |
Receive the full surcharge amount imposed by the other institution, to a maximum rebate of $10.00 per month for the host's ATM charge |
| Daily ATM Withdrawal Limits |
$1,500 |
$1,500 |
$1,500 |
| Daily POS Purchase Limits |
$5,000 |
$7,500 |
$10,000 |
| Daily VISA® Debit Card Purchase Limits |
$5,000 |
$7,500 |
$10,000 |
| Overdraft Protection3 |
No charge |
No charge |
No charge |
| Bill Pay and Online Banking with Security Protection |
No charge |
No charge |
No charge |
| eStatements and Alerts |
No charge |
No charge |
No charge |
| Official Checks |
No charge |
No charge |
No charge |
| Check Orders |
Standard fee |
Free Tech CU Logo Checks (2 boxes per year) |
Free Tech CU Logo Checks (2 boxes per year) |
| Incoming Wire Transfers |
No charge |
No charge |
No charge |
| Domestic Outgoing Wire Transfers |
$15 for outgoing |
$15 for outgoing |
No charge |
| Account Research |
No charge |
No charge |
No charge |
| NSF Fee |
$20 (four per day) |
$20 (four per day) |
$20 (four per day) |