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  • How We Compare

    Bank where you’re a name, not a number.

    First and foremost, we're a not-for-profit that exists solely for the benefit of our members. Instead of paying profits to stockholders, we invest our resources to deliver lower loan rates, low fees and outstanding, personalized service.

    And, while we are small enough to provide the service you need, we also offer all the access and convenience you'd expect of a big bank:

    You've got better things to do than worry about your money. Let us help you manage your financial life. We've got your best interests at heart.

    Fee Comparisons*

    FEE/SERVICE CHARGE TYPE

    Tech CU

    Bank of America

    Wells Fargo

    Chase

    Bank of the West

    Checking

    Monthly Minimum Service Charge 1 $0 - $6 $12 - $25 $10 - $15 $0 - $35 $10 - $25

    Savings

    Monthly Minimum Balance Fee No Fee $5 - $8 $5 - $12 $5 - $20 $5 - $15
    Excess Withdrawal Fee/Reg D** No Fee $10 $15 $5 $15

    ATM & Debit Cards

    ATM Balance Inquiry (Foreign ATM) No Fee $5.00 $2 $2.50 $2.50
    Non-Tech CU ATM Transaction Fee No Fee $2.50 $2.50 $2.50 $2.50
    ATM Surcharge - Non-Member Foreign $3 $5.00 $2.50 $5.00 $2.50

    Transactions

    Stop Payment Checks $15 $30 $31 $25 - $30 $35
    Wire Transfer - Incoming No Fee $15 $15 $15 $15
    Wire Transfer - Domestic Outgoing 2 $0 or $20 $45 $30 $25 - $35 $35
    Overdraft Transfer Fee No Fee $12 $12.50 $10 $12
    Insufficient Funds (NSF Fee) $28 $35 $35 $34 $31 - $35
    Insufficient Funds - Paid item (NSF Fee) $28 $35 $35 $34 $31 - $35
    Official/Corporate Checks $5 $10 $10 $8 $10
    Telephone Service Inquiries/Transaction No Fee N/A $2 N/A N/A

Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

View Our Contact Info

Visit Us in Person

We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
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