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  • Preferred Level

    Combined Deposit, Loan, and Investment Balances of less than $25,000

    Level Benefits:

    Month-end combined Deposit, Loan, and Investment Balances Less than $25,000
    Membership Share Savings Requirements $3, waived with $100 minimum average daily balance or other Tech CU services
    Basic Checking Requirements No monthly fee
    No minimum balance
    No direct deposit required
    Interest Checking Requirements $6 monthly fee waived with $1,500 average daily balance in Interest Checking or $2,500 daily balance in Insured Investment Savings or direct deposit into Interest Checking
    Insured Investment Savings Requirements $6 monthly fee waived with average daily balance of $2,500
    Branch, Call-24 Phone Banking and Contact Center Transactions No charge
    Verification of Deposit and Account Verification Letters $10
    Initial Financial Planning Consultation No Charge
    VISA® CheckCard Transactions/POS No Charge
    Non-Tech CU ATM, Allpoint or CO-OP ATM Transactions 5 free per month ($1 per transaction thereafter) - CO-OP and Allpoint transactions excluded. ATM hosts impose their own fees
    Daily ATM Withdrawal Limits $1,000
    Daily POS Purchase Limits $5,000
    Daily VISA® CheckCard Purchase Limits $5,000
    Overdraft Protection* No charge
    Bill Pay and Online Banking with Security Protection No charge
    eStatements and eNotifications No charge
    Official Checks $5 (waived with $5,000 combined balances)
    Money Orders $5
    Travelers Cheques $2 per $1,000
    Travelers Cheques for Two $5 per $1,000
    Check Orders Standard fee
    Domestic Incoming and Outgoing Wire Transfers $20 for outgoing
    $15 for incoming
    Account Research $25 (minimum) per hour
    NSF Fee $28—no maximum

    *No charge for transfers from a designated overdraft protection source.  If you do not have a designated overdraft protection source or if your overdraft source lacks funds, Tech CU can elect to pay items that would overdraw your account under our overdraft protection (courtesy pay) service. NSF fees apply. You need to opt in to use our overdraft protection service (courtesy pay) for your ATM and every day debit card transactions. 
    Fees and charges are subject to change. See the Schedule of Fees & Charges brochure for fee information.

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