• a man with stubble and thick black glasses smiles

    We're adding some extra ‘oomph!’ to any new IRA Certificate rate!

    • Open an IRA Certificate with existing funds in a Tech CU account for a 0.25% rate bump.
    • Open an IRA Certificate with “new-to-Tech CU money” for a 0.50% rate bump.

    Either way, we’re here to help you earn more on your retirement plans.

  • How to Take Advantage of This Offer

    Open an IRA Certificate anytime between January 1, 2025 – April 30, 2025.

    Contribute towards the current 2024 tax year and take advantage of the rate bump to contribute to your 2025 IRA.

    Contribute up to $7,000 or up to $8,000 if you’re 50 or older.

    Make a minimum contribution of $1,000*.

    Choose any term and lock in your rate bump.

  • Certificate Rate List

    Certificate rates vary between 3.455% and 3.987% based on your term of choice. Note that the rate bump is applied to the Dividend Rate**. A $1,000 minimum contribution is required to open any IRA Certificate.

  • Open your IRA Certificate!

    Don’t miss out on this opportunity to bump up your retirement earnings with an even higher IRA Certificate rate.

    Visit a Branch

    Open Online on the Tech CU Retirement Center page

    Make an appointment through our Virtual Branch

  • Bauer 5 StarsNCUAEqual Housing Opportunity Lender

    Special Individual Retirement Account (IRA) Certificate Promotion:

    • Open any IRA Certificate with a prior or current year contribution* and get a 0.25%** dividend rate bump.
    • Open any IRA Certificate with new-to-Tech CU money*** and get a 0.50%** dividend rate bump.

    * Minimum contribution to earn rate bump is $1,000.
    ** Rate bump is added to existing dividend rates on qualifying Certificates.
    *** “New-to-Tech CU money” means funds from a source external to Tech CU deposited into a member’s account within 21 days of new Certificate opening. No maximum deposit applies.

    Offer valid for new and existing members who open a qualifying Individual Retirement Account (IRA) Certificate between January 1, 2025 and April 30, 2025. Offer not available on Raise My Rates Certificates, Liquid Certificates, or Health Savings Accounts. Rates and terms are subject to change without prior notice and may not be combined with any other offers. If the Certificate is closed before it matures, dividends will be forfeited. Penalties will be imposed for early withdrawals. See Tech CU’s Truth in Savings Account Disclosure for more details.

We’re Here To Help

By Phone

Call us anytime
800-553-0880

New loan inquiries
877-988-0471

aperture
Top