Business Checking Accounts

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Business Checking Accounts

Minimize your fees while maximizing your cash flow with Business Checking Accounts.

Open an account at any Tech CU Branch.

Tech CU Locations
Exceptional Checking Services For Small Business
Just because you run a small business doesn’t mean you have to play it small! With a Tech CU small business Checking Account, you’ll access low fee checking products with the potential to earn interest that’s often better than that offered by banks.
Business Basic Checking
Just the basics with no fuss, low fee checking.
Open a Business Basic Checking Account
Business Interest Checking
Earn interest on your business checking account.
Open a Business Interest Checking Account
Business Money Market
Great rates with liquidity.
Open a Business Money Market Account
Checking Account Resources
Check out our business resources.
View Resources
Business Account
Learn how to open an account.
Open a Business Account
Small Business Savings
Quick and easy access to your cash.
Learn More About Business Savings Accounts
Business Banking Online
Once your account is setup, sign up for online banking and download the business mobile app.
Learn About Business Online and Mobile Banking
Here’s Why Our Business Checking Is Better Than Banks
Based on your business' needs, we offer two different checking account options: a basic checking account and an interest-bearing account.

Free Business VISA® Debit Card* - Manage your transactions safely and conveniently with a Business Debit Card, accepted everywhere VISA® cards are welcome.

Free Online Banking** - Including Bill Pay, internal account transfers, eStatements and eNotification services.

Free Overdraft Protection.

ACH Originations and wire transfers.

Reach out to a Business Banker at 408-441-4752 and speak to a representative who will get the process started.
Tech CU Services For Your Growing Business
Small business owners know it can be challenging to juggle the many needs associated with their business. Tech CU can help. We offer convenient services that are easy to use and implement, while adding value to your employees. Our services include:

Payroll Processing.

Fraud Protection.

Retirement Planning.

Marketing Services.

Learn More About Our Small Business Services
Choose What’s Right For Your Business

To open an account, please call a Business Banker at 408-441-4752.

Account Comparison Chart


	Business Basic Checking	Business Interest Checking
Dividend Rate	N/A	0.100%
Annual Percentage Yield	N/A	0.10%
Effective Date	N/A	05/01/2025
Mininum Opening Deposit	$100	$100
Minimum Balance Requirement	N/A	$5,000 (Average Daily Balance)
Monthly Minimum Balance Fee	N/A	$10
Monthly Services Fee	$5 (Waived for non-profit accounts)	N/A
Fee Transactions	250	500
Excess Transaction Fee	$.50 for both debits and credits over 250 transactions, 4 free rolls of coin then $.10/roll, $1500 cash deposit then $.10 per $100	$.50 for both debits and credits over 500 transactions, 4 free rolls of coin then $.10/roll, $2500 cash deposit then $.10 per $100
Dividends are calculated daily and paid monthly. Rates are subject to change without notice.

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