SBA Loan From Tech CU Helps Small Business Quickly Acquire New Office Space in San Francisco

When Kustov & Associates lost their office lease to a tech startup, they needed help financing a new location.

San Jose, CA (April 9, 2014) —Technology Credit Union (Tech CU) continues to grow its Small Business Administration (SBA) lending program with the funding of an SBA loan for San Francisco-based certified public accountant (CPA) firm Kustov & AssociatesOpens a new window, founded by Dmitriy Kustov, the firm’s president. The commercial real estate loan will be used to purchase and renovate new office space in San Francisco, where Mr. Kustov will relocate his company’s headquarters.

“Our situation was unique. We were kicked out of our existing office space due to a tech startup coming in. We needed a new location fast and took some risk by renting first and then applying for a loan — the seller gave us a very tight deadline to close. After two banks turned us down, I thought that the deal would fall through,” said Kustov. “We then met the team at Tech CU. They worked with us to find the right SBA loan, and I’m now a proud owner of a new Union Square office. It just goes to show how important SBA loans are to small businesses — having access to capital makes all the difference.”

Tech CU’s SBA program provides financing for small businesses in the Bay Area and its adjacent counties, which includes businesses like Kustov & Associates, as well as other professional practices such as engineering firms, law offices, real estate groups, and medical practices. Tech CU offers SBA loans ranging from $25,000 to $5 million. As a preferred lender, Tech CU can streamline the SBA application process for a qualified applicant, reducing the time between a request for a loan and funding.

“When you’re running a company, securing financing is a major factor in whether or not your business will get to the next level,” said Brian Evans, VP and SBA business development officer for Tech CU. “Many small business owners don’t know where to begin when it comes to SBA loans. We can help get someone on the right path and guide them through the process.”

In addition to SBA lending, Tech CU offers fixed and variable rate loans up to $10 million for commercial real estate and construction projects, as well as business lines of credit and business checking and savings accounts. The credit union makes all lending decisions locally — providing Tech CU’s lending team the ability to be more flexible in structuring a loan.

Tech CU has been expanding its business banking products in recent years to broaden its product portfolio and to better serve the needs of its members in all aspects of their lives.

Formed in 2004, Kustov & Associates is an accounting and consulting firm that serves emerging and mid-cap businesses as well as high net worth individuals. The firm specializes in tax and accounting issues including cash flow management, succession planning, tax incentives, and income tax minimization strategies. Kustov & Associates serves various industries, including: biotech and engineering firms, law and real estate partnerships, construction companies, restaurants, newspapers, art galleries, and worker cooperatives.

Go to Tech CU’s web site for more information on the SBA loan program or contact Brian Evans at 408-441-4774.


Founded in 1960 by the employees of Fairchild Camera and Instrument Semiconductor Division, Tech CU has served the high tech workforce in Silicon Valley for more than 50 years and today has 70,000 individual, non-profit and business members and more than $1.8 billion in assets. The financial institution is recognized as one of the best managed and strongest in the country, as indicated by Tech CU’s 5-star rating from Bauer Financial, the nation’s largest independent rating service for banks and credit unions. Tech CU’s members have access to 65,000+ surcharge-free ATMs nationwide, online and mobile banking, 10 full-service branches throughout the Bay Area, and comprehensive mortgage, wealth management and commercial banking services.

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