NOTICE: The San Francisco branch is temporarily closed due to the shelter in place guidelines. The following branches are open: Campbell, Cupertino, Dublin, Fremont, Milpitas, Palo Alto, San Jose, Santa Teresa and Sunnyvale. Our branch ATMs remain operational, with the exception that we may need to temporarily restrict access to select ATMs due to local conditions. Click here for branch locations and hours.

  • Fast Facts

    Asset Size, Membership and Employees

    • More than $3 billion in assets; making it one of the twenty largest credit unions in California
    • More than 240 employees
    • More than 125,000 members
    • 2018 Net Income: $33.1 M
    • In 2019, Best Performing Credit Union in California, and 3rd Top Performing Credit Union in the U.S. by S&P Global Market Intelligence

    Products and Services

    We provide innovative financial products for all stages of our members’ lives, including personal banking, wealth management, private banking, commercial lending and business banking.

    • Personal Banking: Checking, savings, consumer loans (including: car loans, personal loans and lines of credit, credit cards and mortgage products — home loans, investment and apartment loans, construction loans, home equity lines of credit, home equity loans), wire transfers, Health Savings Accounts (HSAs), Global Members services (including: CreditStart, new-to-the-country auto loans and credit cards, foreign remittance from XOOM® and international wires), Online Banking, Bill Pay and Mobile Banking
    • Tech Wealth Management* and Private Banking: Retirement and financial planning, investment planning (stock option and tax-advantage investing), transfers/rollovers of retirement assets (IRA and 401(k)), funding a child’s education (including 529 College Savings Plans), estate planning, insurance for individuals and businesses, business and investment real estate loans, and stock-secured lines of credit and stock-secured term loans
    • Commercial Lending and Business Banking: Checking, savings, CDs, money market, credit cards, Health Savings Accounts (HSA), wire transfers, loans and lines of credit (including: SBA, commercial real estate, construction and industrial, mixed-use, multi-family, wholesale mortgage, business lines of credit and asset-based lending), Online Banking, nonprofit banking, retirement planning, payroll processing and small business services

    Brief History

    We were founded on May 27, 1960, by a group of forward-thinking employees at Fairchild Semiconductor (the credit union was initially called Fairchild Semiconductor Federal Credit Union). By 1970, we had 6,320 members and $3.5 million in assets. The 1980s were a decade of great expansion in Silicon Valley and pivotal to our growth. We changed our name to “Technology Federal Credit Union” and opened our field of membership to employees of tech companies — growing assets to $50 million.

    In 1996, we were among the first financial institutions in the country to have a web page. We again changed our name to “Technology Credit Union (Tech CU)” and began offering a unique “Anytime: Anywhere” delivery system allowing members to access their account information from home — via telephone or online.

    Today, we are among the top 1 percent of the nation’s largest credit unions with 10 full-service branches throughout the San Francisco Bay Area and more than $3  billion in assets. We serve more than 125,000 members — including employees of such companies as Tesla, eBay, Applied Materials, Nvidia and Facebook. Search TechCU@Work Employers.

    We consistently achieve high marks for our customer satisfaction and maintain a 5-star rating from Bauer Financial, the nation’s largest independent rating service for financial institutions. With innovative products and services, mobile and online banking, 65,000+ fee-free ATMs worldwide, and convenient branch access to our financial experts, we are a credit union who has our members' best interests at heart.  

    Who can become a member?

    • Anyone who lives, works, worships, or attends school in Santa Clara, San Mateo, Alameda, Contra Costa, Santa Cruz, San Francisco, Marin, Napa, Solano, Sonoma, Los Angeles, Orange, San Diego, Sacramento and San Joaquin Counties
    • Employees of TechCU@Work Employers
    • Family members of current Tech CU members
    • Members of our many affiliated organizations including: the Financial Fitness Association, the Northern California Human Resource Association (NCHRA), or the San Jose State University Alumni Association (SJSUAA)
    • Employees and employers of public or private technology-based entities with a location in California


    2010 North First Street
    San Jose, CA 95131-2018
    (408) 451-9111 or (800) 553-0880 Main


    San Jose, Campbell, Santa Teresa, Milpitas, Fremont, Dublin, Sunnyvale, Cupertino, Palo Alto and San Francisco. See branch addresses and directions.

    Shared Branch Network

    You don’t have to go into one of our branches to perform a transaction. Through our Shared Branch Network (comprised of 5,400 branches across the US) you have direct access to your account. Find a location near you.


    65,000+ fee-free ATMs nationwide (more than Chase, Wells Fargo and Bank of America combined).

    Make deposits* and withdrawals from any CO-OP Network ATM or Allpoint Network ATM. It's just like using a Tech CU ATM — no surcharges or fees.

    Find a CO-OP or Allpoint Network ATM using the online location finder or by calling (888) SITE-COOP.

Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

View Our Contact Info

Visit Us in Person

We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
Get Directions

Want More Info?

Interested in learning more about all we have to offer? Receive personal finance tips along with emails focused on key topics. You can even sign up for our monthly newsletter.
Request More Information