Certificates

When liquidity is not a priority but a higher rate of return is, a Tech CU High Yield Certificate Account is an excellent way to save!

	Certificates ($1,000 or more)		Jumbo Certificates ($95,000 or more)
Term	Dividend Rate	Annual Percentage Yield*	Dividend Rate	Annual Percentage Yield*
14 - 29 days	N/A	N/A	0.100%	0.10%
30 - 59 days	N/A	N/A	0.150%	0.15%
60-89 days	N/A	N/A	0.200%	0.20%
90 - 180 days (3 months)	0.300%	0.30%	0.300%	0.30%
181 - 270 days (6 months)	0.549%	0.55%	0.549%	0.55%
271 - 365 days (9 months)	0.698%	0.70%	0.698%	0.70%
366 - 545 days (1 year)	0.847%	0.85%	0.847%	0.85%
546 - 729 days (1 1/2 years)	1.046%	1.05%	1.046%	1.05%
2 years	1.095%	1.10%	1.095%	1.10%
3 years	1.442%	1.45%	1.442%	1.45%
4 years	1.788%	1.80%	1.788%	1.80%
5 years	2.280%	2.30%	2.280%	2.30%

Dividends earned on a Tech CU Certificate can be deposited into a Tech CU Savings or Checking Account, or reinvested into the certificate upon maturity. You also have the option to have your earned dividends deposited into your Tech CU Savings or Checking account on a monthly basis (available on certificates with a term of 6 months or longer).

Explore Relationship Rewards for more reasons to open a certificate at Tech CU, including a way to get a Certificate Rate Bump.

Premier Member Rates with Relationship Rewards Bump Offer*

Premier Member Rates with Relationship Rewards Rate Bump	Certificates ($1,000 or more)		Jumbo Certificates ($95,000 or more)
Term	Dividend Rate	Annual Percentage Yield*	Dividend Rate	Annual Percentage Yield*
14 - 29 days	N/A	N/A	0.349%	0.35%
30 - 59 days	N/A	N/A	0.399%	0.40%
60-89 days	N/A	N/A	0.449%	0.45%
90 - 180 days (3 months)	0.549%	0.55%	0.549%	0.55%
181 - 270 days (6 months)	0.798%	0.80%	0.798%	0.80%
271 - 365 days (9 months)	0.947%	0.95%	0.947%	0.95%
366 - 545 days (1 year)	1.095%	1.10%	1.095%	1.10%
546 - 729 days (1 1/2 years)	1.294%	1.30%	1.294%	1.30%
2 years	1.343%	1.35%	1.343%	1.35%
3 years	1.689%	1.70%	1.689%	1.70%
4 years	2.034%	2.05%	2.034%	2.05%
5 years	2.530%	2.55%	2.530%	2.55%

Open your account online!

For more convenience, you can open a new Certificate Account online in Online Banking. Once signed-in, choose the "apply" menu and follow the prompts to start saving immediately!

* APY=Annual Percentage Yield. Rate as of June 1, 2010. Rates and terms subject to change without notice. Fees may reduce earnings. $1,000 minimum. Rate shown reflects .25% bump for Premier Relationship Rewards level, requiring an aggregate balance of $100,000. Ask a Tech CU representative for details. Early withdrawals are subject to a penalty.

Your savings are federally insured up to at least $250,000 by the National Credit Union Administration, a U.S. Government agency