| |
Primary |
Preferred |
Preferred Plus |
Premier |
| Month-end combined Deposit, Loan, and Investment Balances |
Less than $5,000 |
$5,000 to $24,999.99 |
$25,000 to $99,999.99 |
$100,000 or more |
| Membership Share Savings Requirements |
No monthly fee
Minimum balance $25 (Par Value) |
No monthly fee
Minimum balance $25 (Par Value) |
No monthly fee
Minimum balance $25 (Par Value) |
No monthly fee
Minimum balance $25 (Par Value) |
| Basic Checking Requirements |
No monthly fee
No minimum balance
No direct deposit required |
No monthly fee
No minimum balance
No direct deposit required |
No monthly fee
No minimum balance
No direct deposit required |
No monthly fee
No minimum balance
No direct deposit required |
| Interest Checking Requirements |
$6 monthly fee waived with $1,500 average daily balance in Interest Checking or $2,500 daily balance in Insured Investment Savings or direct deposit into Interest Checking |
$6 monthly fee waived with $1,500 average daily balance in Interest Checking or $2,500 daily balance in Insured Investment Savings or direct deposit into Interest Checking |
No monthly fee
No minimum balance requirement
No direct deposit required |
No monthly fee
No minimum balance requirement
No direct deposit required |
| Insured Investment Savings Requirements |
$6 monthly minimum balance fee—waived with minimum daily balance of $2,500 |
$6 monthly minimum balance fee—waived with minimum daily balance of $2,500 |
$6 monthly minimum balance fee—waived with minimum daily balance of $2,500 |
No monthly minimum balance fee |
| Branch, Call-24 Phone Banking and Contact Center Transactions |
No charge |
No charge |
No charge |
No charge |
| Verification of Deposit and Account Verification Letters |
$10 |
$10 |
$10 |
$10 |
| Initial Financial Planning Consultation |
No Charge |
No Charge |
No Charge |
No Charge |
| Visa CheckCard Transactions/POS |
No Charge |
No Charge |
No Charge |
No Charge |
| Non-Tech CU ATM Transactions |
5 free per month ($1 per transaction thereafter) - Allpoint and CO-OP transactions excluded |
5 free per month ($1 per transaction thereafter) - CO-OP transactions excluded |
No charge |
No charge |
| Rebates on ATM Surcharges1 |
None |
None |
$1.50 rebated per surcharge up to a maximum of $10 per month |
Maximum of $10.00 per month |
| Daily ATM and POS Withdrawal Limits |
$500 ATM/POS |
$500 ATM/POS |
$750 ATM/POS |
$1,000 ATM/POS |
| Daily VISA CheckCard Purchase Limits |
$5,000 |
$5,000 |
$7,500 |
$10,000 |
| Overdraft Protection2 |
No charge |
No charge |
No charge |
No charge |
| Bill Pay and Online Banking with Security Protection |
No charge |
No charge |
No charge |
No charge |
| eStatements and eNotifications |
No charge |
No charge |
No charge |
No charge |
| Certificate Rate Bump3 |
None |
None |
None |
0.25% above current rate |
| Money Orders and Official Checks |
$5 |
No charge |
No charge |
No charge |
| Travelers Checks |
$2 per $1,000 |
No charge |
No charge |
No charge |
| Travelers Checks for Two |
$5 per $1,000 |
No charge |
No charge |
No charge |
| Relationship Rewards Loan Rate Discount4 |
None |
None |
Discount on Auto Loan, Home Equity and Personal Line of Credit |
Discount on Auto Loan, Home Equity and Personal Line of Credit |
| First Mortgage Closing Cost Discount |
None |
None |
Up to $250 |
Up to $500 |
| Check Orders |
Standard fee |
Standard fee |
Free Tech CU Logo Checks |
Free Designer Checks |
| Domestic Incoming and Outgoing Wire Transfers |
$20 for outgoing
$15 for incoming |
$20 for outgoing
$15 for incoming |
$20 for outgoing
$15 for incoming |
No charge |
| Account Research |
$25 (minimum) per hour |
$25 (minimum) per hour |
$25 (minimum) per hour |
No charge |
| NSF Fee5 |
$25—no maximum |
$25—no maximum |
$25—no maximum |
$25—no maximum |