Primary Level Sample Comparison
| |
Bank of America |
Wells Fargo |
Washington Mutual |
Tech CU |
| Savings Account |
Regular Savings
$3 per month—waived if $300 minimum balance is maintained |
Regular Savings
$3 per month—waived if $300 minimum balance is maintained |
Statement Savings
$3 per month—waived if $300 minimum balance is maintained |
Membership Share Savings
Minimum balance = $25 (Par Value)
No monthly service fee |
| Checking Account |
Versatel Checking
• Earns no interest
• Monthly service fee is $5.50—waived with direct deposit |
Value Checking
• Earns no interest
• Monthly service fee is $5 |
Free Checking
• Earns no interest
• No monthly service fee
• No minimum balance requirement
• No direct deposit required |
Basic Checking
• Earns no interest
• No monthly service fee
• No minimum balance requirement
• No direct deposit required |
| Teller Fees |
$2 for each deposit made |
No Charge |
No Charge |
No Charge |
| Monthly Relationship Fee |
N/A |
N/A |
N/A |
None |
| Check Writing Fees |
No Charge |
No Charge |
No Charge |
No Charge |
| Call Fees |
$0.50 after 6 calls within the same month |
No Charge |
No Charge |
No Charge |
| Check Card Purchases |
No Charge |
$1 per month |
No Charge |
No Charge |
| Non-primary Institution ATM Withdrawal (domestic) |
$2 per non-Bank of America ATM withdrawal (Plus possible third party surcharge) |
$2 per non-Wells Fargo ATM withdrawal (Plus possible third party surcharge) |
$2 per non-Washington Mutual ATM withdrawal (Plus possible third party surcharge) |
No Charge, for the first 5 non-Tech CU or CO-OP Network ATM withdrawals per month (Third party surcharges may apply) |
| Total Fees for the Month |
$13 |
$11 |
$5 |
No Fees Paid | |
Information for Bank of America,Wells Fargo, and Washington Mutual is based on telephone and Internet research conducted November 24, 2004 through November 30, 2004. Internet accounts were excluded from the comparison.