Primary Level Relationship
Combined Deposit, Loan, and Investment Balances less than $5,000
Level Benefits:
| |
Primary |
| Month-end combined Deposit, Loan, and Investment Balances |
Less than $5,000 |
| Membership Share Savings Requirements |
No monthly fee
Minimum balance $25 (Par Value) |
| Basic Checking Requirements |
No monthly fee
No minimum balance
No direct deposit required |
| Interest Checking Requirements |
$6 monthly fee waived with $1,500 average daily balance in Interest Checking or $2,500 daily balance in Insured Investment Savings or direct deposit into Interest Checking |
| Insured Investment Savings Requirements |
$6 monthly minimum balance fee—waived with minimum daily balance of $2,500 |
| Branch, Call-24 Phone Banking and Contact Center Transactions |
No charge |
| Verification of Deposit and Account Verification Letters |
$10 |
| Initial Financial Planning Consultation |
No Charge |
| Visa Check Card Transactions/POS |
No Charge |
| Non-Tech CU ATM, Allpoint or CO-OP ATM Transactions |
5 free per month ($1 per transaction thereafter) |
| Daily ATM and POS Withdrawal Limits |
$500 ATM/POS |
| Daily VISA Check Card Purchase Limits |
$5,000 |
| Overdraft Protection* |
No charge |
| Bill Pay and Online Banking with Security Protection |
No charge |
| eStatements and eNotifications |
No charge |
| Money Orders and Official Checks |
$5 |
| Travelers Checks |
$2 per $1,000 |
| Travelers Checks for Two |
$5 per $1,000 |
| Check Orders |
Standard fee |
| Domestic Incoming and Outgoing Wire Transfers |
$20 for outgoing
$15 for incoming |
| Account Research |
$25 (minimum) per hour |
| NSF Fee** |
$29—no maximum | |
Fees and charges are subject to change. See the Schedule of Fees & Charges brochure for fee information.
*If you do not have an overdraft protection source or if your overdraft source lacks funds, Tech CU can elect to pay items that would overdraw your account. NSF fees apply.
**Fee change from $25 per NSF to $29 per NSF effective 3/01/2009.