Premier Level Scenario

Meet Pat:
Pat has just inherited a home from an uncle who had lived in the house all his life. The uncle had paid the balance on the home years ago, so the house is Pat's free and clear. However, much work is needed to update the property, so Pat gets a • first mortgage loan for the major repairs, and
• a Home Equity Line of Credit for ongoing improvements.

For everyday financial management, Pat uses
• savings and
• an interest earning Checking account.

Pat sends a wire transfer to an aunt in New York twice per month.

Pat also wants a secure retirement and therefore has
• Investment Accounts

Pat travels frequently and often needs to
• perform ATM withdrawals (on average 4 times per month at a foreign ATM),
• get Travelers Cheques, and
• use a Visa credit card for purchases.

Pat pays all bills online.

HOW MUCH WOULD PAT PAY AT:  Bank of America? Wells Fargo? Washington Mutual? Tech CU?